Secure Virtual Terminal

A secure virtual terminal enables payments via a computer screen without disclosing the credit card details.

What is a secure virtual terminal?

As your customer enters their card detail

A secure virtual terminal turns your computer into a credit card terminal—it allows you to automatically process payments right from a web browser but without the cardholder needing to disclose their payment card details verbally over the telephone. It’s great for remote billing or taking card payments over the phone

The Pay729 Virtual Terminal allows staff members taking payments to enter more detailed business information such as name and address information along with the transaction reference and account numbers for greater flexibility.

You no longer need to ask customers to read you their card details when you take a "customer not present" card payment. You receive instant verification on the call that the card has been authorised and your money is paid into your bank account by your chosen payment provider.

We already take payments using a virtual payment terminal so why is a secure virtual payment terminal different?

Currently when you need to take your customers payment card details over a telephone call you ask the customer to read out their card details then you write them down or type them straight into the virtual terminal screen.

A virtual payment terminal allows you to carry out exactly the same payment but without the cardholder needing to disclose their payment card details to you verbally over the telephone. Instead, a Paytia virtual terminal allows your customer to use their telephone keypad to enter the card details during the call.

Paytia also enables business customers to meet their PCI-DSS (Payment Card Industry Data Security Standard) obligations by removing access to payment card details from employees when transacting payments over a telephone call. This can mean no more non-compliance charges for payments marked as MOTO (Mail Order Telephone Order) 


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What Our Customers Say

Paytia have allowed us to remove the risk to agents handling payment card data and made it simpler to evidence the process for our FCA and GDPR reporting where payments are concerned. The Virtual Terminal application has simplified the process of collecting payments without the need for us to change our systems or telephone service.

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Data Security

Paytia takes data protection seriously, as part of its corporate responsibility. Paytia holds Level 1 PCI DSS compliance and is fully complying with GDPR.