Pay729 has a direct and indirect payment partner scheme. If your payment partner is on our direct scheme we can setup your Pay729 account to connect with them at no additional monthly cost. If they are an indirect payment partner then we have done the work allowing us to connect on your behalf, but there are additional service charges that apply. We always recommend looking at what gives you the best price and service to utilise our service. This is something firstname.lastname@example.org can review with you so you can make the best decision.