PCI DSS Level 1 Certified

Omnichannel payment security for retail

Phone orders, MOTO payments, and customer service refunds — all secured with DTMF masking across every channel. Pay-per-use pricing that scales with seasonal demand.

The payment challenges facing retail

Phone orders and MOTO payments are where most retailers have the weakest link in their payment security. Here's why.

MOTO Payment Security

Mail order and telephone order payments require agents to handle card data directly. Every MOTO transaction is a compliance risk and potential breach point across your retail operation.

Omnichannel Consistency

Your online checkout is locked down. Your in-store terminals take card data but the token never makes it back to your CRM for the balance payment weeks later. That gap — between the deposit at the till and the balance by phone — is where Paytia's in-person product comes in.

Refund Handling

Processing refunds over the phone often requires re-capturing card details. This creates additional exposure and compliance risk for a transaction that should be straightforward.

Seasonal Payment Spikes

Peak trading periods like Black Friday and Christmas drive massive call volumes. Temporary staff handling card data during spikes multiplies your compliance risk.

Purpose-built for retail

Every feature designed to solve real payment challenges in retail environments.

DTMF Masking Technology

DTMF masking technology replaces keypad tones in real time. Agents process MOTO and phone order payments without hearing or seeing any card data.

Card brands supported

Accept Visa, Mastercard, Amex and the other common card brands through one secure platform — whatever your gateway already takes.

Pay-Per-Use Pricing

No fixed monthly fees for transaction volume. Pay only for what you use — perfect for seasonal retailers with variable call volumes.

Secure Refund Processing

Process refunds without re-capturing card data. Token-based storage means original payment details are securely referenced without re-exposure.

Instant Scalability

Cloud-based, so it handles Black Friday and Christmas volumes without you needing to provision anything. More agents, more calls, same setup.

Multi-Gateway Support

Process through your existing payment gateway — Stripe, Worldpay, Barclaycard, Adyen, and more. No need to switch providers.

Benefits for retail businesses

Secure phone orders — card data never reaches your agents
Token-based refunds — no need to re-capture card details
PCI DSS Level 1 certified — audited annually
Works with your existing payment gateway
Full transaction reporting for reconciliation
Smaller PCI audit scope — fewer systems to assess
No agent training needed — they never touch card data
Pay-per-use pricing — no fixed volume fees

How retailers use Paytia

Phone Orders

Customers call to place orders and pay securely without reading card details aloud. Agents stay on the line while DTMF masking handles the payment.

Customer Service Refunds

Refund payments without re-capturing card numbers. Agents process returns using stored tokens, keeping the experience quick and compliant.

Seasonal Pop-Up Teams

Scale your payment operation for peak trading. Temporary agents process payments securely from day one with zero card data exposure.

Retailers using Paytia

Two stories from the retail side of our customer base — different products, same phone payment problem.

Warby Parker

When customers call Warby Parker to reorder frames or check on a prescription query, the agent needs to take payment without the call recording or CRM ever touching a card number. Read how Warby Parker's agent-assisted phone order flow keeps card data out of the contact centre while agents stay on the line from greeting to confirmation.

Total Tiles

Total Tiles takes a lot of high-value orders by phone — trade customers, one-off projects, and bulk deliveries where the basket can run into the thousands. See how Total Tiles moved phone orders off written card slips and cut their PCI scope without changing gateway or disrupting the sales team.

Common questions from retailers

Does Paytia work with my existing payment gateway?+

Yes — Paytia works with most gateways including Stripe, Worldpay, Barclaycard and Adyen. There is no need to switch providers.

How does pay-per-use pricing work?+

You pay only for the transactions you process. There are no fixed monthly volume fees, making it ideal for retailers with seasonal peaks and quieter periods.

Can agents process refunds without re-taking card details?+

Yes. Paytia uses tokenised card storage so agents can reference the original payment securely without the customer needing to re-enter their card number.

How quickly can we scale during peak trading?+

Instantly. Paytia is cloud-based so there is no capacity planning or infrastructure work. Add agents and they are payment-ready immediately.

What PCI compliance level does Paytia hold?+

Paytia is PCI DSS Level 1 certified — the highest level available. We are audited annually by a Qualified Security Assessor.

Ready to secure payments in retail?

See Paytia in action. Book a personalised demo with our team.