Bank Account Detail Capture Services
Working with our partner Acquired.com, we provide innovative automated bank details capture and outbound payment services with secure tokenization and COP verification.
Request a DemoCustom Bank Capture Forms
Customizable bank capture forms for consumer or business bank accounts with secure tokenization and automated outbound payments.
Innovative Bank Account Capture Services
Paytia's bank account capture services provide comprehensive solutions for automated bank detail collection and outbound payment processing. Our platform offers secure, tokenized bank account management with integrated COP (Confirmation of Payee) verification, enabling businesses to streamline their payment operations while maintaining the highest security standards.
Fully Customizable Bank Capture Forms
Create branded, professional bank account capture forms with complete styling control, custom fields, and advanced configuration options.
Complete Visual Customization
Customize every aspect of your bank capture forms including colors, fonts, borders, and branding to match your company's identity perfectly.
- Custom color schemes and branding
- Logo upload and positioning
- Typography and styling options
- Border styles and form layouts
Advanced Field Configuration
Configure custom tick boxes, terms and conditions, and advanced field options with rich text editing and validation controls.
- Custom checkbox and consent fields
- Rich text editor for terms and conditions
- Required field validation
- Advanced form logic and controls
Key Service Features
Customizable Bank Capture Forms
Create tailored bank capture forms for consumer or business bank accounts with flexible field configurations and branding options.
API Service Integration
Embed bank capture forms directly into your business applications, allowing customers to securely add their banking details.
COP Verification Built-in
Confirmation of Payee (COP) verification is included as standard, ensuring account validation and reducing fraud risk.
Secure Storage & Tokenization
Bank account details are securely captured, encrypted, and stored on Paytia's platform while providing secure tokens for your system.
Automated Outbound Payments
API-controlled outbound payment processing using stored tokens, reference numbers, and amounts for seamless automation.
Webhook Retry Service
Customizable webhook retry mechanisms ensure reliable event delivery with failover protection for failed transactions.
A Solution delivered in Partnership with Acquired.com
Acquired.com is a leading European fintech company specializing in payment processing and banking solutions. As an innovative payment processor, they provide comprehensive financial services including merchant acquiring, banking-as-a-service, and cutting-edge payment technologies across multiple markets.
Through our strategic partnership with Acquired.com, Paytia delivers enterprise-grade bank account capture services that combine their robust financial infrastructure with our specialized payment security expertise, creating a unique solution for automated bank detail collection and outbound payment processing.
Real-World Use Case: Rowan Energy Solar Rebates
Solar Energy Rebate Payment Automation
Challenge: Rowan Energy, a solar energy company, needed a secure automated way to send payments to customers for solar energy rebates. They were processing hundreds of rebate payments monthly and needed to eliminate manual bank detail collection and payment processing.
Solution: Using Paytia's bank account capture services, Rowan Energy implemented custom-branded bank capture forms that customers complete when applying for rebates. The captured bank details are securely tokenized and stored, enabling automated rebate payments directly to customer bank accounts.
Results: Rowan Energy reduced manual processing time by 85%, eliminated errors in bank detail collection, and improved customer satisfaction with faster, more reliable rebate payments. The automated system now processes rebate payments within 24 hours of approval.
Key Benefits Achieved:
- 85% reduction in manual processing time
- Zero errors in bank detail collection
- 24-hour payment processing turnaround
- Enhanced customer satisfaction scores
- Complete audit trail for compliance
Data Protection & Compliance - We Handle the Burden
Your Systems Never Store Sensitive Banking Data
Critical Advantage: When you use Paytia's bank account capture services, your systems never receive, process, or store sensitive banking identification data. All customer bank details are captured directly by Paytia's secure platform, encrypted with enterprise-grade security, and stored in our PCI DSS Level 1 compliant infrastructure.
What This Means for You: You receive secure tokens instead of raw banking data, eliminating your regulatory burden for storing sensitive financial information. This dramatically reduces your compliance requirements, audit scope, and data protection responsibilities.
Compliance Benefits:
- PCI DSS Level 1 compliance handled by Paytia
- GDPR data protection requirements managed
- FCA regulatory compliance maintained
- Reduced audit scope and requirements
- Lower insurance and liability costs
Security Features:
- AES-256 encryption for all banking data
- Multi-factor authentication systems
- Real-time fraud detection monitoring
- Secure tokenization technology
- Complete audit trails and logging
Business Benefits & Innovation
This innovative approach to bank account capture and payment processing delivers significant business benefits through automation, enhanced data protection, and comprehensive compliance management. Paytia has created a unique set of business tools that streamline bank payment capture and outbound payments from one integrated service platform.
Why This Service is Innovative
- Automation Excellence: Reduces manual processes by up to 90% through automated bank detail capture and payment processing
- Data Protection: Your systems never store sensitive bank details - all data is encrypted and securely managed by Paytia
- Compliance Management: Built-in PCI DSS, GDPR, and FCA compliance reduces regulatory burden and audit requirements
- Unified Platform: Single integration provides both inbound bank capture and outbound payment processing capabilities
How Bank Account Capture Works
- Step 1: Bank Detail Capture - Customer completes secure bank capture form with account details and COP verification.
- Step 2: Secure Tokenization - Bank details are encrypted and tokenized, with secure tokens returned to your system.
- Step 3: Outbound Payment Processing - Use secure tokens to process automated outbound payments via API.
Key Features
Lower Outbound Payment Costs
Reduce costs for sending payments to customers through efficient bank transfer processing with competitive rates.
Secure Payment Processing
Process outbound payments with bank-level security protocols while keeping sensitive banking data isolated from your systems.
Automated Payment Processing
Streamline outbound payments with automated processing using secure tokens and API-controlled payment execution.
Immediate Fund Transfer
Immediate fund transfer allowing funds to be made available quickly to recipients through fast bank transfer processing.
Comprehensive Bank Account Capture Benefits
Experience the innovation excellence of our bank account capture services with comprehensive solutions that secure, automate, and optimize your bank detail collection processes.
Innovation Excellence
Our bank account capture services represent the pinnacle of automated banking information collection, combining cutting-edge technology with secure tokenization to deliver unmatched efficiency and security.
- Automated banking information collection
- Advanced COP verification built-in
- Secure tokenization and storage
- API-driven customization options
Data Protection Excellence
Enterprise-grade data protection with comprehensive encryption, secure storage, and tokenization services that exceed industry standards for banking information security.
- End-to-end encryption protocols
- Secure tokenization technology
- GDPR and PCI DSS compliance
- Audit trail and logging
Compliance Management
Comprehensive compliance management with automated regulatory adherence, ensuring your bank account capture processes meet all required standards and regulations.
- Automated compliance monitoring
- Regulatory reporting features
- Data retention management
- Audit preparation tools
Unified Platform Benefits
Experience seamless integration with our unified platform that combines bank account capture, verification, tokenization, and automated payment processing in one comprehensive solution.
- Single API integration point
- Unified dashboard and reporting
- Streamlined workflow management
- Comprehensive support services
Technical Implementation with Acquired.com
Our bank account capture services leverage Acquired.com's advanced payment processing infrastructure, providing secure, scalable, and compliant solutions for automated bank detail collection and outbound payment processing.
Custom Forms
Customizable bank capture forms for all business types
COP Verification
Confirmation of Payee verification as standard
Secure Tokenization
Enterprise-grade security and tokenization
Industry Applications
E-commerce & Retail
Enhance customer experience with secure bank account capture for recurring payments, subscriptions, and high-value transactions.
- Subscription service setup
- Recurring payment collection
- Large purchase transactions
- Customer account management
Financial Services
Streamline customer onboarding and payment collection with secure bank account capture that reduces fraud risk and improves operational efficiency.
- Customer onboarding processes
- Direct debit setup and management
- Loan and mortgage applications
- Investment account funding
Insurance & Healthcare
Secure and compliant bank account capture for premium collection, claims processing, and patient payment management.
- Premium payment collection
- Claims settlement processing
- Patient payment management
- Healthcare service billing
Property & Real Estate
Secure bank account capture for property transactions, rental payments, and deposit management with enhanced fraud protection.
- Property purchase transactions
- Rental payment collection
- Deposit and security management
- Property management services
Core Service Features
- Custom bank capture forms
- API integration service
- COP verification built-in
- Secure tokenization
- Automated payments
- Webhook retry service
Request a Demo
Experience how Bank Account Capture Services can transform your payment infrastructure with a personalized demonstration.
Schedule DemoFrequently Asked Questions
How does bank account capture work?
Bank account capture works by providing customers with secure, customizable forms to enter their banking details. These details are immediately encrypted and tokenized, with only secure tokens returned to your system. The process includes COP (Confirmation of Payee) verification to validate account ownership.
What is COP verification?
COP (Confirmation of Payee) is a verification service that checks whether the name on the bank account matches the name provided by the customer. This helps prevent fraud and ensures payments reach the correct recipient.
Is my data secure with bank account capture services?
Yes, all bank account data is protected with enterprise-grade AES-256 encryption and stored in PCI DSS Level 1 compliant infrastructure. Your systems never receive or store sensitive banking data - only secure tokens are provided for payment processing.
Can I customize the bank capture forms?
Absolutely. Our bank capture forms are fully customizable with your branding, colors, logos, and custom fields. You can configure validation rules, terms and conditions, and field requirements to match your business needs.
What payment methods are supported?
Our bank account capture services support all major UK bank accounts including current accounts, savings accounts, and business accounts. We work with all major UK banks and building societies.
How quickly can payments be processed?
Once bank details are captured and tokenized, outbound payments can be processed within 24 hours. The exact timing depends on the receiving bank and payment method used.
Is there API integration available?
Yes, we provide comprehensive API integration allowing you to embed bank capture forms directly into your applications and automate outbound payment processing using secure tokens.
What compliance standards do you meet?
We maintain PCI DSS Level 1 compliance, GDPR compliance, and FCA registration. Our systems are also certified with Cyber Essentials Plus and work with Crown Commercial Service suppliers.
Ready to streamline your bank account capture process?
Join businesses that have secured and automated their bank detail collection with Paytia's Bank Account Capture Services.
Request Demo