Paytia
Annual QSA Assessment

PCI-DSS Level 1Service Provider

The highest level of payment card data security. Paytia maintains PCI-DSS Level 1 certification through rigorous annual assessments, protecting your business and customers.

Why Level 1 Matters

Highest Certification
Annual on-site QSA assessments
Reduce Your Scope
Qualify for simplified SAQ A validation
Remove Card Data
No PAN or CVV in your systems

Outsource responsibility to Paytia

REQUEST OUR ATTESTATION OF COMPLIANCE (AOC)

As part of your own compliance efforts, you may need a copy of Paytia's Attestation of Compliance (AOC). Complete the form below to request this document.

The Simple PCI-DSS Question

PCI-DSS compliance is very simple. Your business will review and assess:

"Do you have card data (PAN – full card number) and CVV/CVC (Security code) in any of your payment flows?"

With Paytia in front of your business, the answer becomes NO.

How Paytia Simplifies Your PCI-DSS Compliance

When you implement Paytia, you can attest that you have outsourced responsibility to Paytia, a PCI-DSS Level 1 Service Provider who captures, transacts, and tokenizes cardholder and SAD (Sensitive Authentication Data) for your business.

Your Business Responsibility Under PCI-DSS Section 12

Under PCI-DSS 4.0.1 Section 12 (Maintain a Policy that Addresses Information Security for All Personnel), your business has a responsibility to vet Paytia as your service provider. Specifically:

PCI-DSS 4.0.1 Section 12.8.2 Requirements:

12.8.2.a - Examine policies and procedures to verify that processes are defined for engaging service providers
12.8.2.b - Verify that the entity maintains a list of service providers
12.8.2.c - Verify that the entity monitors service providers' PCI DSS compliance status

Paytia will provide you with our Attestation of Compliance (AOC) confirming our audit level and that we have been assessed and verified as a safe service provider that can handle card data and SAD for your business.

Additional PCI-DSS 4.0.1 Service Provider Requirements

When using Paytia as your service provider, the following PCI-DSS 4.0.1 requirements become relevant to your compliance strategy:

Requirement 12.8.1:

Maintain and implement policies and procedures to manage service providers with whom cardholder data is shared or that could affect the security of cardholder data

Requirement 12.8.4:

Maintain a program to monitor service providers' PCI DSS compliance status at least annually

Requirement 12.8.5:

Maintain information about which PCI DSS requirements are managed by each service provider and which are managed by the entity

Important Note:

By implementing Paytia's secure payment solutions, your business scope for PCI-DSS compliance is dramatically reduced. However, you still maintain responsibility for ensuring Paytia remains compliant and for any systems that connect to our services.

Content Security Protection and Tamper Detection

Paytia web forms and checkout have Content Security Protection built in as standard. Paytia also logs and creates realtime alerts to a Paytia account administrator, ensuring comprehensive security monitoring.

PCI-DSS 4.0.1 Requirement 11.6

PCI-DSS 4.0.1 Section 11.6 requires organizations to deploy tamper-detection and/or tamper-evident mechanisms to alert personnel to unauthorized modification of critical files, data, or systems.

11.6.1: Deploy tamper-detection and/or tamper-evident mechanisms to alert personnel to unauthorized modification of critical files
11.6.1.a: Examine system configurations to verify tamper-detection mechanisms are deployed
11.6.1.b: Verify tamper-detection mechanisms are configured to evaluate critical files at least weekly
11.6.1.c: Verify personnel are alerted upon detection of unauthorized modification

How Paytia Meets Requirement 11.6:

Built-in Content Security Protection: Our web forms and checkout processes include tamper-detection mechanisms as standard functionality
Real-time Monitoring: Continuous monitoring of all payment form interactions and data transmission
Automated Alerts: Immediate notifications to Paytia account administrators when unauthorized modifications are detected
Comprehensive Logging: Detailed audit trails of all system interactions and security events
Weekly Evaluations: Regular automated assessments exceed the minimum weekly requirement

What is PCI-DSS Level 1 Compliance?

The Payment Card Industry Data Security Standard (PCI DSS) is a set of security standards designed to ensure that ALL companies that accept, process, store or transmit credit card information maintain a secure environment.

Level 1 is the highest tier of compliance, requiring the most rigorous security measures, including annual on-site assessments by a Qualified Security Assessor (QSA) and quarterly network scans by an Approved Scanning Vendor (ASV).

Paytia As Your PCI-DSS Level 1 Service Provider

As a PCI-DSS Level 1 certified Service Provider, Paytia can capture, process, and store payment card data on behalf of your business. This means your company no longer needs to handle sensitive card information, significantly reducing your PCI compliance scope and security risks.

When you partner with Paytia, we become the custodians of your customers' payment data, ensuring it's protected by the highest level of security in the industry.

Paytia completely removes card data and other sensitive identity data from your:

People

Your staff no longer need to handle or be exposed to sensitive payment information

Processes

Your business workflows don't need to incorporate strict card data handling procedures

Systems

Your IT infrastructure no longer stores or processes sensitive payment data

Reduced Compliance Burden

By using Paytia's secure payment services, your business can qualify for simplified PCI compliance validation, often reducing your requirements to a simple self-assessment questionnaire (SAQ A).

Enhanced Security Posture

Leverage Paytia's enterprise-grade security infrastructure, which includes encryption, tokenization, and continuous monitoring, to protect your customers' payment information.

Download Our Free PCI-DSS Compliance Guide

Get comprehensive insights into PCI-DSS requirements, compliance strategies, and how Paytia can help protect your business from costly security breaches.

The Ultimate Guide to PCI-DSS Compliance

This comprehensive 10-page guide covers everything you need to know about PCI-DSS compliance:

  • What is PCI-DSS and when it applies to your business
  • Understanding PCI-DSS Version 4.0.1 requirements
  • Common compliance myths that could cost you
  • How to reduce compliance costs and risks
  • Comprehensive comparison of handling vs. not handling card data
  • Actionable 3-step protection plan

PDF format, 10 pages

Get Your Free Compliance Guide

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Ready to Simplify Your PCI Compliance?

Partner with a PCI Level 1 Service Provider and reduce your compliance burden by up to 90%