Financial Crime Prevention and AML Compliance Framework

Paytia's comprehensive anti-money laundering framework ensuring compliance with financial crime prevention regulations and security standards.

Paytia is committed to complying with all applicable anti-money laundering laws and regulations in the countries in which it operates. We will not knowingly engage in transactions with or provide services to individuals or organizations who engage in money laundering, terrorist financing, or other financial crimes.

This policy applies to all Paytia operations, employees, contractors, and third parties acting on behalf of Paytia, regardless of their location. All business units and functions within Paytia must comply with this policy.

INTRODUCTION

POLICY STATEMENT

SCOPE

RISK ASSESSMENT

KNOW YOUR CUSTOMER (KYC)

TRANSACTION MONITORING

SUSPICIOUS ACTIVITY REPORTING

RECORD KEEPING

TRAINING

COMPLIANCE MONITORING AND REVIEW

Paytia will conduct periodic risk assessments to identify and assess money laundering and terrorist financing risks that may arise in relation to:

Paytia follows robust Know Your Customer procedures to:

Depending on the risk assessment, enhanced due diligence may be required for certain customers, products, services, or geographic locations.

Paytia monitors customer transactions for suspicious activities that may indicate money laundering or terrorist financing, including:

Employees must report suspicious activities to the Money Laundering Reporting Officer (MLRO). The MLRO will investigate the reported activity and determine whether a Suspicious Activity Report (SAR) should be filed with the appropriate authorities.

Paytia will maintain all records related to AML compliance, including:

These records will be maintained for at least five years, or as required by applicable regulations.

Paytia will provide regular anti-money laundering training to all relevant employees to ensure they understand:

Paytia's compliance function will monitor the effectiveness of AML controls and review the AML policy regularly to ensure it remains current with applicable regulations and best practices. Any deficiencies will be reported to senior management and addressed promptly.

This policy has been approved by the company's Board of Directors, who will review and update it annually.

If you have questions about our Anti-Money Laundering Policy or would like to report concerns, please contact us .

Curtis Nash

Paytia Limited

Last updated: April 15, 2025

Last updated: April 2025