Carrier Partners

Add PCI-compliant payments to your US telephony platform

If you're a CLEC, MVNO, hosted PBX provider, UCaaS platform, SIP trunking carrier, or prepaid wireless reseller, Paytia lets you offer PCI-compliant payment capture to your subscribers without becoming a payment processor. You earn recurring revenue on every transaction your customers process.

Who partners with Paytia in US telecom

Your subscribers are already taking phone payments — or they want to. The question is whether that payment is PCI compliant. Most aren't. Paytia fixes that, and you earn on every transaction.

CLECs and ILECs

Your business subscribers take phone orders, collect overdue bills, and run customer service desks. Paytia plugs into your switch via SIP interconnect — your network, your billing, our PCI scope.

MVNOs and prepaid wireless

Prepaid top-ups by phone are huge volume — and a PCI nightmare for any MVNO trying to do it in-house. Call forwarding to a Paytia DID is the fastest path to compliant top-up capture, with zero handset changes.

Hosted PBX and UCaaS providers

Your tenants take card payments inside the call flows you provide. Paytia integrates via conference bridging or REST API so payment capture sits inside your platform — and you earn revenue on every transaction.

SIP trunking carriers

Your trunks carry the calls; Paytia accepts the SIP connection at the point of payment and returns the call once the transaction is done. No subscriber-side reconfiguration required.

VoIP and UCaaS resellers

If you resell hosted voice and your customers are asking how to take card payments safely, Paytia is the answer. Call forwarding to a Paytia number gets your accounts compliant in hours.

Contact center technology vendors

Embed Paytia's payment capture via REST API and trigger payment sessions programmatically inside your agent desktop or IVR. Native payment experience, your branding, our certification.

How the integration works

Four ways to connect your platform to Paytia. Pick whichever fits your architecture and the speed you want to launch.

SIP interconnect

Typically 1–3 days

Paytia accepts SIP trunking connections directly. At the point of payment in a call, the call is forwarded or transferred to Paytia's payment service over SIP. Once the transaction completes, the call returns to your network. The customer stays on the line throughout. Cleanest integration for SIP-native carriers.

Call forwarding

Typically a few hours

The simplest option. Calls are forwarded to a dedicated Paytia DID number at the point of payment. No SIP configuration, no API work. If your customer can forward a call, they can use Paytia. Fastest path to a compliant deployment for any operator or reseller.

REST API

Typically 3–5 days

For operators with application platforms — contact center software, agent desktops, IVR systems — Paytia's REST API lets you trigger payment sessions programmatically inside your own call flows. Payment capture becomes native to your product, not a handoff. Full API documentation and sandbox access provided.

Conference bridging

Typically 1–2 days

For hosted PBX operators, conference bridging with a Paytia number allows payment capture mid-call without the customer disconnecting. Agent, customer, and Paytia's payment system join a three-way bridge. When the payment is done, Paytia drops off and the call continues between agent and customer.

The commercial model

It's a recurring revenue model. Your subscribers process payments every day — and you earn on every one of those transactions. No upfront cost to you as a partner, no per-seat fee. Revenue scales with your subscribers' volume.

Revenue share on transactions

You earn a share of the transaction fee on every payment your subscribers process through Paytia. The more they use it, the more you earn. It runs automatically — no invoicing, no manual tracking.

White-label options

If you'd rather present the service under your own brand, that's available. Your subscribers see your name; Paytia runs the infrastructure and holds the PCI certification behind the scenes.

No PCI certification required

Paytia is a PCI DSS Level 1 Service Provider. When your subscribers use Paytia for payment capture, our certification covers the transaction. You and your subscribers don't need to certify separately for the payment leg.

Common questions from US carriers

Do we need PCI certification to offer Paytia to our subscribers?

No. Paytia is a PCI DSS Level 1 certified service provider. When your customers — whether they're CLEC business lines, MVNO subscribers, hosted PBX tenants, or UCaaS accounts — use Paytia for payment capture, our certification covers the transaction. Neither your business nor your customers need to certify separately for the payment leg.

How does Paytia handle FCC obligations and USF surcharges?

Paytia provides the secure payment capture layer. The underlying telecom service, USF contributions, FCC reporting, and any state PUC obligations stay with you, the carrier, exactly as they do today. We don't touch billing, taxes, or surcharges — we just keep card data off your call recordings and out of your billing platform when your subscribers pay over the phone. That separation actually makes USF and 911 fee audits cleaner because the payment record and the regulated service record stay distinct.

Will it integrate with our SIP trunking and switch infrastructure?

Yes. Paytia accepts SIP connections directly. At the point of payment, the call is forwarded or transferred to Paytia over SIP. Once the transaction completes, the call returns to your network. The customer stays on the line throughout. We've integrated with Sonus, Ribbon, FreeSWITCH, Asterisk, and most major SBCs — typically one to three days of setup work.

How does this work for prepaid airtime top-ups?

Prepaid is one of the highest-volume use cases for MVNOs and prepaid CLECs. The subscriber rings in, keys their card on their own keypad, and the top-up posts to their account through your billing platform. CSRs stay on the line throughout but never hear the digits. We also support 24/7 IVR for self-service top-ups outside agent hours, which matters a lot for a customer base that tops up at midnight on payday.

How does the revenue share work and can we white-label it?

You earn a share of the transaction fee on every payment your customers process through Paytia. The more they use it, the more you earn. White-label options are available so subscribers see your brand while Paytia runs the infrastructure and holds the PCI certification behind the scenes. Revenue is tracked automatically — no manual invoicing or reconciliation on your side.

Want to talk it through? Get in touch with our partner team.

Ready to add payment capability to your network?

Book a partner conversation. We'll talk you through SIP interconnect, white-label options, and revenue share specifics for your platform.

PCI DSS Level 1
TCPA & HIPAA Aligned

Trusted by US law firms, insurers, healthcare organizations and regulated businesses that can't afford to get compliance wrong. Learn more about Paytia