About Paytia

Phone payments that don't put your card data at risk

Since 2016, we've helped contact centers in the US and UK take card payments by phone without ever letting an agent hear or see a card number. Our DTMF masking technology handles millions of transactions a year and keeps PCI DSS, TCPA, and HIPAA teams happy at the same time.

Contact center agent using Paytia secure payment technology
Our Story

Built to fix a problem the industry kept ducking

Back in 2016, a US contact center taking card payments by phone had two real choices: read card numbers out loud and hope the call recording got scrubbed properly, or spend six figures on on-prem pause-and-resume hardware that needed its own QSA assessment. Neither option was good for customers, agents, or the compliance team.

We built Paytia as the third option. Our DTMF masking technology lets agents take card payments over any phone line — landline, softphone, or mobile — with no card data hitting the agent, the desktop, or the call recording. No on-prem hardware. No SIP trunk swap. Customers stay on the line the whole time.

Pay. Telephone. Intercept. Accept.

That's where the name comes from. Paytia is Pay plus TIA — Telephone Intercept Accept. Payments come in over the phone. We intercept the card data before your agents hear it. We accept the payment on your behalf. Your business stays out of PCI scope.

Today we operate from offices in New York and London, serving customers across the US and UK. Banks, law firms, healthcare providers, and other regulated businesses use Paytia to run their most sensitive card-not-present transactions. We hold PCI DSS Level 1 certification — the highest level a service provider can hold — and the platform runs at 99.99% uptime.

Because we work with US contact centers, we also pay close attention to the regulations that wrap around the call itself. TCPA shapes how outbound calls and SMS confirmations get handled. HIPAA shapes how healthcare clients structure payment flows where a call could touch PHI. We've designed the platform so PCI DSS scope reduction doesn't accidentally break either of those.

Paytia is backed by Bloc Ventures, a deep-tech investment firm focused on cloud, connectivity, data science, and security. Bloc's CTO David Leftley sits on our board as Non-Executive Director. Their backing is what lets us keep investing ahead of where payment security and US telecoms regulation are heading next.

Meet the Paytia team

Our Values

What drives everything we build

Security First

Every architecture call, every commit, every runbook starts with security. PCI DSS Level 1 isn't a checkbox — it's the floor we build on, not the ceiling.

Regulation Aware

PCI DSS is one piece. TCPA shapes outbound calling. HIPAA shapes healthcare payments. State privacy laws like CCPA shape data handling. We design with all of it in mind, not just the card brands.

Customer Partnership

We win when our customers win. That means honest pricing in dollars, support that picks up the phone, and a roadmap shaped by what US contact centers actually ask for.

Compliance as Standard

PCI DSS Level 1, renewed every year by an external QSA. SOC 2 controls underneath. HIPAA-aware deployments for healthcare clients. Compliance isn't a separate workstream here — it's baked into the product.

Our Technology

The tech behind secure phone payments

Two proprietary pieces of technology that take card data out of the call environment entirely.

DTMF Masking

When a caller types their card number on the keypad, each tone gets intercepted and replaced with a flat, uniform tone in real time. The agent stays on the call and walks the customer through the payment. They just never hear, see, or get access to a single digit of the card.

Channel Separation

Paytia splits the voice and data channels at the network level. Card details travel directly from the customer's handset to the payment processor — Authorize.net, Stripe, Braintree, Cybersource, Worldpay, or whichever gateway you already use — over a separate encrypted path. The voice channel never carries card data, so nothing connected to it does either.

Testimonials

Trusted by organisations worldwide

We use Paytia for our phone orders to keep credit cards out of our system. The service works flawlessly, the support folks are super responsive and friendly, and it has greatly enhanced our PCI and credit card security.
PH

PHE Inc.

Technology Solutions

Paytia has helped us turn a security exposure and reputational risk into a value-enhancing opportunity. Fundraising has never been more important and Paytia has helped us achieve our goals
TH

Trinity Hall College

Cambridge University

We would highly recommend this product to any business wanting to enable distributed and remote working whilst completely removing the risk and uncertainty of a potential data breach, fraud and the potential of PCI fines.
BR

Business Reference Group

Consulting Services

Trusted across healthcare, insurance, retail and finance to keep card data out of the call centre

British American TobaccoHoward KennedyCITBPinnacle GroupAudio TechnicaTrinity Hall CollegeClinical PartnersOnline 4 BabyRoyal College of RadiologistsStephen JamesOphelosDunster HouseIStructEExclusive HolidaysDPG LearnOptomaTotal TilesStonebridge Insurance
PCI DSS Level 1
Cyber Essentials Plus

Want to see Paytia running on a real call?

Book a walkthrough with our New York team. We'll show you DTMF masking live, talk through PCI DSS scope reduction, and put together pricing based on your call volume. Or call us on +1 628 295 2250.

PCI DSS Level 1
Cyber Essentials Plus

Trusted by law firms, insurers, healthcare providers and regulated businesses worldwide. Learn more about Paytia