How It Works

How Paytia secures card payments by phone

See how a US contact center agent takes a card payment over the phone — inbound or outbound — without ever hearing or seeing card data, and without your call recordings going into PCI scope.

  • Agent kicks off the payment — no card data ever hits the desktop
  • Customer types the card on their phone keypad — DTMF tones get masked
  • Payment runs through your existing US gateway — Authorize.net, Stripe, Braintree, Cybersource
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Three steps, under a minute, no card data exposed

Whether the call comes in to your support line or your agent dials out, the flow is the same. Works with Five9, Genesys Cloud, NICE CXone, RingCentral, 8x8, Talkdesk, Amazon Connect — anything that carries voice.

1

Agent starts the payment

Your agent enters the dollar amount in the Paytia portal — usually inside their existing CRM or contact-center desktop. The customer hears a prompt to enter their card. The call stays connected, no warm transfer, no hold music, no third party on the line.

2

Customer types the card on their keypad

The customer punches in their card number, expiration, and CVV. Paytia replaces the DTMF tones with flat, uniform tones in real time. Your agent hears nothing identifiable, and your call recording captures nothing identifiable either — so the recording stays out of PCI scope.

3

Payment confirmed in seconds

The card runs through your existing US gateway — Authorize.net, Stripe, Braintree, Cybersource, Worldpay, whoever you're already with. The agent sees an approval code on screen. The customer hears verbal confirmation. Start to finish, usually under 60 seconds.

60s

Average payment time

SAQ A

From SAQ D (329 controls down to 22)

0

Card data exposed to agents

Level 1

PCI DSS service provider

Built for more than just PCI DSS

PCI DSS is the headline, but it's not the only thing US contact centers have to worry about. Outbound calling and SMS payment confirmations have to respect TCPA. Healthcare clients taking copays or self-pay balances need a flow that fits inside their HIPAA controls. We've designed the Paytia flow so scope reduction on one side doesn't break compliance on the other.

If your team handles PHI on calls, ask us about our HIPAA deployment pattern when you book a demo.

Ready to take card data out of your call recordings?

Set up takes days, not months. No new hardware, no software install on agent desktops, no rip-and-replace of your phone system. Call us on +1 628 295 2250 or book a 20-minute walkthrough.

PCI DSS Level 1
Cyber Essentials Plus

Trusted by law firms, insurers, healthcare providers and regulated businesses worldwide. Learn more about Paytia