Secure phone payments for Stripe

Paytia connects to your existing Stripe account using your API keys, so every payment we capture — phone, payment link, or custom checkout — lands in Stripe and shows up in your dashboard the same way an online order would. We don't sit between you and your money or skim a markup on Stripe's fees; we add the secure capture layer for the channels Stripe doesn't cover natively.

No. Stripe still charges you whatever Stripe charges you — we don't mark it up and we don't get a cut. Paytia's fee is separate and covers the secure virtual terminal, payment links, and the PCI compliance we carry on your behalf.

Yes. The Paytia agent form can look up an existing Stripe customer, pull their saved address, and let the agent pick a stored card to charge. New captures are tokenised on the way in, so they're available later for subscriptions or instalment plans.

Yes. Card captures route through Stripe's PaymentIntent flow, so 3D Secure 2 challenges trigger the same way they do on your website checkout, and Stripe Radar rules apply to whatever Paytia hands to Stripe. You keep the fraud and authentication setup you've already configured.

Stripe Elements covers your website checkout brilliantly — Paytia covers everything else. Phone calls, agent-assisted sales, and SMS payment links are where most teams accidentally pull card data into their environment. Paytia keeps every channel at SAQ A by design.

Yes. Paytia gives you card blocking rules beyond what Stripe offers on its own — by card brand or by credit versus debit. The difference is the blocking happens in real time while the customer is still on the call, not after the transaction has settled.