Capture US checking and savings account details securely — by phone with DTMF masking or online through a branded form. We verify and tokenize the account, NACHA authorization is captured at consent, and your systems only ever see tokens. Use them for outbound ACH, scheduled payments, or recurring billing through our API.
Secure, automated, verified
Secure, automated bank detail collection with tokenization and verification built in.
Account details are encrypted and tokenized immediately — they never sit in your systems in the clear.
Routing number validation, account format checks, and optional micro-deposit or instant verification before tokenization.
Automated workflows for capture and outbound ACH payment processing with full audit logs.
ACH authorization captured at the point of consent and stored alongside the token for NACHA evidence requirements.
US bank account capture with solid security and clean integration.
Branded capture forms for consumer or business accounts with flexible field configuration and your styling.
Embed capture forms directly into your business applications. Customers add their banking details without ever sharing them with your team.
Routing validation, account format checks, and optional instant or micro-deposit verification through our partners.
Account details are encrypted and stored on our platform. Your systems get back tokens.
API-controlled outbound payment processing using stored tokens, reference numbers, and amounts — no manual steps required.
Configurable webhook retry mechanisms for reliable event delivery, with dead-letter queues for failed transactions.
Customer fills in a secure bank capture form. Your agent opens the Paytia portal, sends a secure form, and the customer enters their routing and account number by phone keypad or web form.
Paytia validates the routing number against the ABA database and runs format checks on the account number. Optional instant verification confirms the account holder. Details are then encrypted and tokenized.
Verified details are tokenized and stored securely. Your system receives tokens you can use for ACH debits, scheduled payments, or recurring billing through our API.
Customers enter their routing and account numbers through secure forms or by phone keypad with DTMF masking. The details are encrypted and tokenized immediately. Your systems get back tokens — never raw banking data — which removes most of the regulatory burden of storing sensitive financial information.
We run routing number validation against the ABA database and check account format. For higher-assurance use cases we can layer in micro-deposit verification or instant account verification through a partner before tokenizing the account.
AES-256 encryption, secure tokenization, PCI DSS Level 1 infrastructure, MFA, and complete audit trails. Your systems never store raw account numbers — they only see tokens that can't be reused outside our environment.
Yes. Forms can be fully branded with your logo, colors, and copy, plus custom fields, ACH authorization checkboxes, terms and conditions, and validation rules.
Through Paytia's API. Embed capture forms directly into your business applications, and successful captures sync to your CRM, accounting platform, or revenue cycle management system via webhooks.
They're encrypted and tokenized inside Paytia's environment. Your system receives a secure token that can be used for automated outbound ACH payments, scheduled debits, or recurring billing through our API. The original account details never touch your systems.
Yes. Once tokenized, you can use the token for automated recurring ACH debits, scheduled payments, or one-time outbound transfers. NACHA authorization is captured at the point of consent and stored alongside the token.
Both consumer (checking and savings) and business accounts at any US bank or credit union. The system works across the full ACH network.
PCI DSS Level 1 standards including AES-256 encryption, tokenization, and MFA. All data in transit is encrypted, and sensitive account information never touches your systems.
It cuts your PCI DSS scope (because you don't store payment data), helps with NACHA operating rules around ACH authorization storage, and simplifies CCPA and state privacy law compliance because raw account numbers stay out of your systems. For healthcare clients we'll sign a BAA so any incidental PHI is treated as Business Associate data.
Bring ACH into your billing flow without the data-handling burden. Talk to our team on +1 628 295 2250.