Mobile Payments

Mobile card payments for US field teams and remote workers

Take card payments from any smartphone — no app, no terminal, no card data on the device. Field agents, drivers, mobile clinicians, and remote workers get the same PCI DSS Level 1 protection as an office-based agent. Apple Pay and Google Pay supported where your processor enables them.

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Built for teams that aren't at a desk

Same PCI protection as the office. None of the hardware overhead.

Mobile web interface

Works on any smartphone with a browser. No app to install, no app-store approval, no version skew. Field agents are taking payments within minutes of getting access.

Biometric authentication

Face ID, Touch ID, and Android biometrics secure agent access. Card data still never touches the device — it's processed entirely inside Paytia's PCI DSS Level 1 environment.

Tokenized payments

Card numbers are replaced with secure tokens immediately. The phone never holds a card number in memory or storage, so a lost or stolen device doesn't become a breach.

Apple Pay and Google Pay

Customers can pay with their digital wallet where your processor supports it. Faster checkout, lower friction, and the device-level biometric authentication that comes with both wallets.

Works for inbound and outbound

Customer calls in or your agent calls out — same flow. DTMF masking keeps card data out of the call audio either way, which keeps your TCPA review clean on outbound.

Plugs into your back office

Successful payments fire webhooks into your CRM, dispatch system, or invoicing platform. No double entry and no end-of-day reconciliation chase.

Who uses mobile payments

Field service

Plumbers, electricians, HVAC techs, locksmiths — collect payment on the doorstep without carrying a terminal. The customer pays from their own phone or yours, securely.

Delivery and logistics

Drivers collect cash-on-delivery alternatives without handling card data. Faster handoff, fewer disputes, and the receipt fires automatically.

Mobile healthcare

Home-visit clinicians collect co-pays and balances on the spot. HIPAA-friendly with BAA available — and card data never touches systems that hold PHI.

Sales reps and account managers

Take a deposit or a renewal payment in the room, on the call, or after a meeting. Closes the loop before the buyer goes cold.

Common questions

How do mobile payments work without an app?
Agents log in through a mobile-optimized web portal. Card capture happens on a Paytia-hosted page, with DTMF masking on phone calls. No app to install, no app-store approval cycle, no friction onboarding new staff.
Is mobile card capture PCI DSS compliant?
Yes. The capture page runs inside Paytia's PCI DSS Level 1 environment, and the device never holds card data. Your scope stays at SAQ A regardless of which devices your team uses.
Can field agents take payments on their personal phones?
Yes. BYOD works because card data never touches the device. The agent authenticates into the Paytia portal and the customer enters card details on a hosted Paytia page — there's nothing sensitive on the phone for an attacker to find.
Does it support Apple Pay and Google Pay?
Yes, where your US processor supports them. Customers can pay with their digital wallet and authenticate with Face ID, Touch ID, or Android biometrics. Faster than typing in a card number, and you get the device-level fraud protection that comes with the wallets.
What about HIPAA for mobile healthcare collections?
We'll sign a BAA where the engagement needs one. Card data and any payment audio stay out of systems that hold PHI, which simplifies both PCI and HIPAA scope at the same time.
Does it work offline?
No. Payment capture needs a network connection because the card is verified in real time with the processor. In low-signal environments, agents can send a payment link the customer pays later.
How does it handle outbound calls under TCPA?
TCPA rules on consent, time-of-day, and auto-dialers apply to your dialer setup, not to the card capture. Because card audio never lands in the recording, your TCPA review workflow stays clean.
How quickly can I roll this out to a field team?
Most US field teams are taking payments within a few days. There's no hardware to ship and no app to install — onboarding a new team member is essentially a login.

Get your field team taking payments this week

No hardware, no app, no PCI overhead. Talk to our New York team on +1 628 295 2250.

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