Advanced Payment Technology

Branded payment pages with a one-time security code

Same fast payment link your team already uses, with two things added. Your customer scans a QR code or types a short security code before the page loads — so they know the link is real. Built for higher-value collections where a plain link isn't enough and a phone call would be the fallback.
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What makes these payment links different

Get paid faster, cut admin work, and give customers a payment experience they'll actually trust.

Secure Code Authentication

A unique 4-digit code is sent separately to the customer. They type it to access the payment page — two-factor authentication on every transaction without asking customers to install anything.

SMS and Email From One Screen

Agents send by SMS or email without switching tools. Pick the right channel for each customer and skip the second login.

Link Expiry Controls

Set custom expiration times to add security and encourage prompt payment. Expired links go inactive automatically.

No Manual Data Entry

Customer details, amounts, and reference numbers are pre-filled before the link is sent. Customers confirm and pay — no typing, no mistakes.

Your Brand Throughout

Customers see your logo, colors, and messaging on the payment page. There's no Paytia branding if you don't want it — the experience is yours.

Automated Follow-Ups

Reminders go out on schedule for unpaid links. Less manual chasing, fewer awkward calls, and a clean audit trail for every outstanding payment.

How It Works

Send PCI DSS compliant payment links by email, SMS, or chat. Customers click the link and complete payment on a fully protected page.

1

Create Payment Link

Generate a secure link in the Paytia dashboard with pre-filled details and reference numbers.

2

Send via Preferred Channel

Pick email, SMS, or your own messaging channel with one click.

3

Customer Pays Securely

Customer opens the link, lands on a branded payment page with EMV 3DS authentication.

4

Instant Confirmation

Payment processes through your gateway with real-time notification to both sides.

One Interface, Multiple Payment Methods

Your agents handle every payment type from one dashboard. No switching between systems, no multi-day training course.

Simpler Agent Experience

Payment Links

Generate secure links instantly with pre-filled customer details and custom reference numbers.

Telephone Payments

Process secure phone payments with DTMF masking and PCI-compliant call recording.

ACH Bank Transfers

Capture verified bank account details for ACH debits without the card surcharge.

Agent Dashboard Preview

Payment MethodPayment Link
Customer ReferenceINV-2026-0142
Amount$485.00
Generate Payment Link

Apple Pay, Google Pay, and Whatever's Next

Paytia supports any payment type your gateway offers. Digital wallets, cards, ACH, emerging methods — you keep the choice and the control.

Apple Pay logo

Apple Pay

One-touch payments for iOS and macOS users with Apple's secure wallet integration.

Google Pay logo

Google Pay

Fast, secure payments for Android and web users with Google's wallet platform.

Any Payment Type

Paytia adapts to support any payment method your customers prefer from your payment gateway.

Gateway-Agnostic Platform

Connect to Stripe, Chase Payment Solutions, Braintree, Authorize.Net, Adyen, or Worldpay and use whatever methods they offer.

Customer Choice

Let customers pay their way — Apple Pay, Google Pay, cards, ACH, or any other method your gateway supports.

Ready for What's Next

As new payment methods land in the US market, Paytia adds support without you needing to rebuild anything.

You Stay in Control

Pick which methods to offer, set regional preferences, and customize the experience around your business.

Advanced Features

Custom Email Server

Send through your own SMTP and domain so payment notifications come from your address — better deliverability and stronger brand recognition.

Company Logo

Add your logo to email templates for a professional, branded look that reinforces customer trust.

Support Email

Add your customer service email so questions go straight to your team, not lost in a no-reply mailbox.

Button Links

Links sent as buttons rather than raw URLs, building trust and lowering the chance customers ignore the message as suspicious.

QR Code Payment Generation

Generate QR codes instantly for customized payment pages. Customers scan and pay with pre-filled details, reference numbers, and your branding.

Instant QR Generation

Create QR codes in seconds with all payment details pre-configured. No setup required.

Pre-filled Details

Customer information, amounts, and reference numbers are populated automatically — fewer errors and faster payments.

Branded Experience

QR codes lead to fully branded payment pages with your logo, colors, and messaging for a professional customer experience.

Eliminate Payment Confusion

Pre-filled payment details mean customers know exactly what they're paying, how much, and to whom. No more "is this real?" calls.

Pre-Filled Amounts

Amounts are set before the link is sent so customers can't underpay or overpay.

Reference Numbers

Each link carries a unique reference so payments are matched to invoices automatically.

Branded Pages

Customers see your company name and logo, reinforcing trust and reducing fraud worries.

Real-Time Tracking

See when links are opened, when payments start, and when they complete — all in one dashboard.

What Your Customer Sees

Customers receive a professional, branded payment page with all details pre-filled. They confirm and pay — no typing, no confusion, no errors.

Amount and reference pre-filled automatically
Security code verification for two-factor authentication
EMV 3DS authentication for card payments
Branded with your company logo and colors
Link expiry date clearly displayed

Payment Request

Invoice #INV-2026-0142

Amount Due:$485.00
Security Code:4729
Expires:24 hours
Pay Securely Now

Secure payment processed by Paytia

Frequently Asked Questions

How does a 4-digit security code change a payment link?
We send a separate one-time code through a different channel — usually SMS if the link went by email, or email if the link went by SMS. The customer types the code on the payment page before they can pay. That stops a forwarded email or screenshotted text from being used by anyone else, which is the main reason payment links get disputed in the first place.
Do payment links count as MOTO or e-commerce for our processor?
Hosted payment links are e-commerce transactions in your Stripe, Chase Payment Solutions, Braintree, Authorize.Net, Adyen, or Worldpay account. That usually means lower interchange than card-not-present MOTO and full 3D Secure 2 / EMV 3DS authentication on the card. Your existing merchant account works — we don't need a new MID.
How do payment links handle TCPA when sent by SMS?
We only send to numbers your team has explicit prior consent to contact, and every link includes opt-out language. The platform records the consent capture and audit trail so when TCPA review comes around, you've got the evidence in one place. Don't use payment-link SMS as a marketing channel — keep it transactional.
Can the page itself be branded for HIPAA covered entities?
Yes. Healthcare clients using Paytia for patient billing get a hosted page with no PHI in URLs, no PHI in metadata, and the option to suppress the line-item description if your invoice references a diagnosis or procedure code. The page sits inside our PCI DSS Level 1 environment, separate from your EHR.
What happens to expired or unpaid links?
Set an expiration window — 24 hours, 7 days, end of month, whatever fits the bill. Expired links serve a polite 'this link has expired' page, not an error. You can resend with one click and the security code rotates automatically. Reminders go out on a schedule you control so accounts receivable isn't manually chasing.
“Paytia turned a security exposure and reputational risk into a value-enhancing opportunity. Fundraising has never been more important and Paytia has helped us achieve our goals.”

Trinity Hall College

Cambridge University

Read the case study →

Used by British American Tobacco · Howard Kennedy · CITB · Clinical Partners · Trinity Hall College

Since 2016

Building secure payments

PCI DSS Level 1

Highest certification

99.99%

Platform uptime

£40M+

Transactions processed

Get paid faster with secure payment links

Send a branded payment link by SMS or email, add a 4-digit security code, and let customers pay in seconds — all inside Paytia's PCI DSS Level 1 environment.

PCI DSS Level 1
TCPA & HIPAA Aligned
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Trusted by US law firms, insurers, healthcare organizations and regulated businesses that can't afford to get compliance wrong. Learn more about Paytia