Most payment gateways make you adapt your application to their schema. ProxyPay — the Paytia Proxy Gateway — works the other way round. You define exactly what data we post, where it goes and how it's structured, as a JSON payload you control completely. Wherever your payload needs card details, you drop in a variable like {{PAN}} or {{EXPDATE}}. We capture the customer's card securely over the phone, inject the real values at the moment of transmission, encrypt the payload if you want, and post it to your endpoint — a payment gateway, a CRM, an ERP, a donation platform or a bespoke API. Your application, your agents and your recordings never see a card number.
How it works with ProxyPay
Design your payload
Build the exact JSON structure your receiving system expects — order lines, contact details, campaign codes, whatever your process needs. Where the card data belongs, place variables like {{PAN}}, {{EXPDATE}}, {{CVV}} and {{CARDBRAND}}.
Customer keys their card on the call
Paytia captures the keypad entries directly on our PCI DSS Level 1 platform. The agent hears nothing, the recording captures nothing, and your agent sees the capture progress live in Agent Capture Assist.
We inject, encrypt and authenticate
At the point of transmission we replace your variables with the real card data, apply AES-256, RSA, BCRYPT or JWT encryption if configured, and authenticate against your endpoint using the credentials you set in the portal.
Your endpoint receives a complete payload
The finished request lands at your gateway, CRM, ERP or API exactly as you designed it. Your systems process it as normal — the card data existed on your side only as a placeholder.
100%
Your payload structure
4
Encryption options
0
Card data in your systems
PCI L1
Certified platform
A customer on a live call keys their card on their phone's keypad — DTMF masking keeps the digits off the agent and the recording, and your agent watches the capture progress in real time. Then the payload you designed does the rest.
Design your payload
Build the exact JSON structure your receiving system expects — order lines, contact details, campaign codes, whatever your process needs. Where the card data belongs, place variables like {{PAN}}, {{EXPDATE}}, {{CVV}} and {{CARDBRAND}}.
Customer keys their card on the call
Paytia captures the keypad entries directly on our PCI DSS Level 1 platform. The agent hears nothing, the recording captures nothing, and your agent sees the capture progress live in Agent Capture Assist.
We inject, encrypt and authenticate
At the point of transmission we replace your variables with the real card data, apply AES-256, RSA, BCRYPT or JWT encryption if configured, and authenticate against your endpoint using the credentials you set in the portal.
Your endpoint receives a complete payload
The finished request lands at your gateway, CRM, ERP or API exactly as you designed it. Your systems process it as normal — the card data existed on your side only as a placeholder.
The metadata structure is yours: field names, nesting, order data, contact records. We post what you define — not a fixed gateway schema you have to code around.
Drop {{PAN}}, {{EXPDATE}}, {{CVV}} or {{CARDBRAND}} anywhere in your JSON. The real values are injected only at the moment of secure transmission — never stored, displayed or passed through your environment.
Point it at a CRM, an ERP, a donation platform or a bespoke internal API. If your system takes an authenticated HTTP post, ProxyPay can feed it a complete transaction.
Encrypt outbound payloads with AES-256, RSA, BCRYPT or JWT, and configure how we authenticate with your endpoint — OAuth token requests, custom headers, form or JSON bodies — all from the Paytia Administration Portal.
Agent Capture Assist shows the card capture progressing in real time, so your agent stays in control of the call without ever seeing a digit.
Card data never enters your application, so there's nothing to protect, audit or redact. We built ProxyPay for a contact center with a bespoke processor integration — the kind traditional descope projects re-engineer at great cost. Theirs didn't change.
A normal gateway hands you a schema and your developers adapt to it. ProxyPay reverses that: you define the payload your systems already expect, mark where the card data goes with variables, and we fill in the real values at transmission. It's a gateway that fits your systems, not the other way round.
Yes — that's the point. CRMs, ERPs, donation platforms and bespoke APIs all work. One of our customers posts completed phone orders, card data included, straight into their Salesforce-based sales platform.
Three layers. The card values are injected only at the point of transmission, the whole payload can be encrypted with AES-256, RSA, BCRYPT or JWT before it leaves Paytia, and the post is authenticated against your endpoint with credentials you configure in the portal.
On the live call. The customer keys their card on their phone's keypad, we capture the keystrokes directly on our PCI DSS Level 1 platform, and DTMF masking suppresses the tones so the agent and the recording pick up nothing. Agents follow the progress in Agent Capture Assist without seeing a digit.
It's configuration, not development. The Proxy Gateway is included in supported Paytia packages (or available on request), and everything — your payload, your endpoint URL, authentication and encryption — is set up through the Paytia Administration Portal.
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Learn moreBook a demo and bring your payload spec. We'll show a live phone capture landing in your structure, at your endpoint, with your side never touching a card number.
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