What is 3D Secure 2?
3D Secure 2 (3DS2) is the current version of the card authentication protocol that adds a verification step to card-not-present transactions, where the cardholder confirms their identity through their banking app or biometrics.
Overview
3D Secure 2 (3DS2) is the current version of the card authentication protocol that adds a verification step to card-not-present transactions, where the cardholder confirms their identity through their banking app or biometrics.
How It Works
3D Secure 2 (3DS2) is an important concept in payment security and compliance. Understanding it helps businesses protect cardholder data and meet PCI DSS requirements.
Why It Matters
Implementing proper 3d secure 2 practices reduces the risk of data breaches, lowers compliance costs, and protects both the business and its customers from fraud.
Paytia's PCI DSS Level 1 certified platform incorporates 3d secure 2 as part of its comprehensive security approach. By processing phone payments through DTMF suppression, Paytia ensures card data is protected at every stage.
Frequently Asked Questions
What is 3d secure 2?
3D Secure 2 (3DS2) is the current version of the card authentication protocol that adds a verification step to card-not-present transactions, where the cardholder confirms their identity through their banking app or biometrics.
Why is 3d secure 2 important for PCI DSS?
PCI DSS requires organisations to implement 3d secure 2 as part of their security controls for protecting cardholder data.
How does Paytia handle 3d secure 2?
Paytia implements 3d secure 2 as part of its PCI DSS Level 1 certified infrastructure, ensuring all phone payments are processed securely.
Related Terms
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