IVR Payments

Secure IVR Payment Solutions

Automated, PCI-compliant phone payments that reduce costs and enhance security. Let customers pay by phone any time of day or night, no agent required. Paytia's IVR payment system handles the entire transaction securely and automatically.

24/7

Always available

Zero

Agent time required

45s

Average call duration

PCI L1

Fully certified

Transform Your Phone Payment Process

IVR payment solutions automate telephone payments, allowing customers to pay 24/7 without agent assistance. The system uses voice prompts and touchtone inputs to guide customers through a secure payment process.

Automated Payment Collection

Enable customers to make payments at any time without agent assistance, reducing staffing costs while maintaining service quality.

Enhanced Compliance

Reduce PCI DSS scope with our secure payment architecture, eliminating card data from your call centre environment entirely.

Seamless Integration

Integrates with your existing telephony system, CRM, payment processors, and other business systems for streamlined operations.

Scalable Architecture

Handles unlimited call volumes with consistent performance, adapting to seasonal fluctuations without service degradation.

How IVR Payment Solutions Work

1

Customer Initiates Payment

Customer calls your payment line and is guided through an automated payment process with clear voice prompts.

2

Secure Data Collection

DTMF masking secures card entry, ensuring card details never reach your environment. Voice prompts guide through card number, expiry, and CVV.

3

Payment Processing

Transaction is securely processed through your gateway, and confirmation is provided to the customer verbally plus optional SMS or email receipt.

Key Features

24/7 Payment Availability

Customers call, enter their details via keypad, and pay, even outside business hours. Never miss a payment because the office is closed.

DTMF Masking Technology

Secure card entry with dual-tone multi-frequency masking that protects sensitive data throughout the entire process.

Flexible Payment Options

Support for credit cards, debit cards, and other payment methods to accommodate customer preferences.

Real-Time Reporting

Comprehensive dashboard with transaction data, success rates, payment analytics, and drop-off point tracking.

Multi-Language Support

Provide payment services in multiple languages to accommodate diverse customer bases across regions.

Customisable Call Flows

Tailor the payment process to match your brand voice and specific business requirements with professional voice talent or text-to-speech.

Agent-Assisted Option

Optional hybrid model where agents can assist customers but are removed during card data entry for maximum security.

Payment Confirmation

Multiple confirmation options including voice, email, and SMS notifications with unique confirmation numbers.

Seamless Integrations

Connect with CRM, ERP, billing systems, and payment processors for streamlined operations and automated workflows.

Simplify PCI DSS Compliance

Reduce compliance scope and complexity with our secure architecture that eliminates card data from your environment.

Reduce compliance scope to SAQ A
Eliminate card data from your environment
Reduce compliance audit costs by 87%
Simplified annual assessment process
RequirementWithoutWith Paytia
PCI AssessmentSAQ D (329 Qs)SAQ A (22 Qs)
Network SecurityExtensiveMinimal
Call RecordingComplexNo restrictions
Staff TrainingExtensiveMinimal

Implementation Process

1

Consultation

Discuss requirements, call volumes, and needs

2

Solution Design

Customised IVR design for your business

3

Implementation

Technical configuration and integration

4

Testing

Comprehensive call flow and payment testing

5

Training

Team training on monitoring and reporting

6

Go-Live

Smooth launch with 24/7 ongoing support

Frequently Asked Questions

What is an IVR payment solution?

An IVR (Interactive Voice Response) payment solution is a secure, automated system that allows customers to make payments over the phone without agent assistance. The system uses voice prompts and keypad inputs to guide customers through the payment process, collecting card details securely while maintaining PCI DSS compliance.

How does DTMF masking enhance payment security?

DTMF masking intercepts the touchtone signals when customers enter their card details. These tones are replaced with flat tones, ensuring sensitive card data never reaches your call centre environment or recordings. This significantly reduces your PCI DSS compliance scope.

Can IVR payment solutions integrate with existing systems?

Yes, Paytia IVR solutions integrate seamlessly with existing systems including CRM platforms, payment processors, telephony systems, and ERP software. Standard API connections are available and can be customised to your requirements.

How quickly can an IVR payment solution be implemented?

Implementation typically takes 2-4 weeks depending on complexity. For organisations with urgent needs, expedited implementation can reduce this to 5-7 business days. Implementation includes integration, gateway configuration, call flow design, and testing.

What PCI DSS compliance level can we achieve?

By implementing Paytia IVR, your organisation can typically qualify for SAQ A (22 questions) instead of SAQ D (329 questions). This drastically reduces your compliance burden since card data never enters your environment.

Can customers still speak with agents during the payment process?

Yes. You can choose fully automated payments with no agent involved, or an agent-assisted model where the agent remains on the call but is removed from the payment process when sensitive data is being entered.

Is there a limit to payment volumes?

No. Our IVR solutions are built on scalable infrastructure that handles virtually unlimited transaction volumes. The system maintains consistent performance whether processing dozens or thousands of payments daily.

How do customers receive payment confirmations?

Customers receive immediate verbal confirmation during the call with a unique confirmation number. They can also opt to receive confirmation via email or SMS. The system integrates with your existing notification systems.

Ready to Transform Your Phone Payments?

Join hundreds of organisations that have simplified compliance, reduced costs, and improved security with Paytia IVR payment solutions.