What is Strong Customer Authentication?
Strong Customer Authentication (SCA) is a requirement under PSD2 that mandates two-factor authentication for electronic payments, using at least two of: something the customer knows, has, or is.
Overview
Strong Customer Authentication (SCA) is a requirement under PSD2 that mandates two-factor authentication for electronic payments, using at least two of: something the customer knows, has, or is.
How It Works
Strong Customer Authentication (SCA) is an important concept in payment security and compliance. Understanding it helps businesses protect cardholder data and meet PCI DSS requirements.
Why It Matters
Implementing proper strong customer authentication practices reduces the risk of data breaches, lowers compliance costs, and protects both the business and its customers from fraud.
Paytia's PCI DSS Level 1 certified platform incorporates strong customer authentication as part of its comprehensive security approach. By processing phone payments through DTMF suppression, Paytia ensures card data is protected at every stage.
Frequently Asked Questions
What is strong customer authentication?
Strong Customer Authentication (SCA) is a requirement under PSD2 that mandates two-factor authentication for electronic payments, using at least two of: something the customer knows, has, or is.
Why is strong customer authentication important for PCI DSS?
PCI DSS requires organisations to implement strong customer authentication as part of their security controls for protecting cardholder data.
How does Paytia handle strong customer authentication?
Paytia implements strong customer authentication as part of its PCI DSS Level 1 certified infrastructure, ensuring all phone payments are processed securely.
Related Terms
See how Paytia handles strong customer authentication (sca)
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