What is Payment Orchestration?
Payment orchestration is a layer of technology that sits between a merchant and multiple payment processors, intelligently routing transactions to the optimal processor based on factors like cost, approval rates, geography, and card type. It provides a single integration point for managing payments across multiple providers.
How Payment Orchestration Works
Instead of integrating directly with one payment processor, a business integrates with a payment orchestration platform. The orchestrator then routes each transaction to the best available processor based on rules and real-time data.
Why Businesses Use It
- Higher approval rates: If one processor declines a transaction, the orchestrator can automatically retry with another
- Lower costs: Route transactions to the cheapest processor for each card type and region
- Redundancy: If one processor goes down, transactions automatically route to backups
- Multi-currency: Route international transactions to local processors for better rates and approval rates
- Single integration: Add or switch processors without changing your payment code
Who Needs Payment Orchestration
Payment orchestration is most valuable for businesses processing high volumes across multiple regions, currencies, or payment methods. Smaller businesses typically work well with a single PSP.
Paytia integrates with multiple payment processors and gateways, allowing businesses to use their preferred routing. Whether a business uses a single PSP or an orchestration platform, Paytia's secure phone payment capability layers on top of the existing payment infrastructure without requiring changes to processing arrangements.
Frequently Asked Questions
Is payment orchestration the same as a payment gateway?
No. A payment gateway connects you to one processor. A payment orchestrator connects you to multiple processors and intelligently routes transactions between them based on rules, cost, and performance data.
Do I need payment orchestration?
If you process payments through a single PSP and are happy with approval rates and costs, probably not. Orchestration becomes valuable when you process high volumes, operate internationally, or need to optimise across multiple processors.
Does Paytia work with payment orchestrators?
Yes. Paytia is processor-agnostic and integrates with any payment gateway or orchestration platform. The secure phone payment layer works independently of how transactions are routed downstream.
See how Paytia handles payment orchestration
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