Virtual terminal credit card processing
Secure Virtual Terminal
Running a business in today's digital age requires you to stay ahead of the curve when it comes to payment security. With Paytia's Secure Virtual Terminal, you can take secure, compliant payments over the phone with ease and peace of mind.
Why choose Secure Virtual Terminal?
- Customers enter card details using their phone keypad instead of reading them out loud.
- Compliant with important security regulations like PCI-DSS and GDPR.
- Your business never stores or has access to customer card data.
- Highly customizable to meet your unique needs.
- Option for self-service set-up to save on fees and costs.
How it works
Secure Virtual Terminal lets you take card payments and receive authorization in real-time, during your customer call — just like you would using a card reader or a virtual terminal.
What is a Virtual Terminal?
Not all virtual terminals are compliant with PCI-DSS and GDPR regulations, unless you take strict precautions.
A virtual terminal requires customers to read their card details to a stranger. That stranger will then enter the card details into a web form on their computer.
In order to comply with PCI-DSS with this method the staff member taking the payment must have no access to electronic devices and no access to any writing materials.
What is a Secure Virtual Terminal?
Secure Virtual Terminal is compliant with PCI-DSS and GDPR as it removes all cardholder data from your business systems and environment.
Customers enter their details using their telephone keypad, meaning your business never needs to prove how card data was stored.
If your business was never in possession of customer credit card data, then it cannot be accused of losing it.
Secure Virtual Terminal works seamlessly with your telephony and your payment gateway provider
Secure Virtual Terminal is easy to use for customers and staff. Watch this short video to see it in action.
What our customers say
"We highly recommend Paytia to any business wanting to enable distributed and remote working whilst removing the risk and uncertainty of a potential data breach, fraud and PCI fines.”

“I was able to get Paytia up and running — connected to my telephony and to Stripe, my preferred payment provider, by myself in minutes.”

“Here was a solution that finally ticked all our boxes — and met our bank client’s substantial security and compliance controls.”

"I wanted something that was as simple to set up and use as a virtual terminal or a point-of-sale card reader - but also had the flexibility to adapt as our usage and functionality needs to grow. I'm delighted to say Paytia has achieved exactly that."
