Reclaim card processing fees with PAY 729

Stop letting payment processors keep every transaction fee. Integrate Paytia's PAY 729 in-call payments to capture up to 1% per transaction and boost ARPU.

How it works

Instant Activation with PAY 729

Business users dial 729 on any touch-tone handset. Paytia's automated, multilingual voice assistant takes over to guide a secure payment.

DTMF Card Capture and Encryption

Customers enter card details via their keypad. All DTMF data is encrypted end-to-end and never touches your core network.

Card Processing Fee Reallocation

Instead of routing 1.5%-3% to payment processors, you capture a share (0.5%-1%) on each in-call payment.

Carrier-Grade SIP and API Integration

Embed custom SIP X-headers to pass transaction metadata. Encrypted SIP trunks maintain full PCI DSS Level 1 compliance.

Why mobile carriers need Paytia

Reclaim Margin from Card Processing

Capture up to 1% of every transaction processed in-call instead of payment processors keeping the full fee.

Accelerate ARPU Growth

Offer a premium payment service that upsells monthly contract values and deepens customer loyalty.

Minimal Capex and Rapid Launch

Leverage our PaaS APIs to go from proof-of-concept to live pilot in days. No new hardware or staffing required.

High-Scale Reliability

Built for telco-grade performance: millions of concurrent secure calls with 99.99% uptime.

Revenue opportunity

MetricValue
Average transaction value£20
Transactions per user per month25
Typical card processing fee2.0% (£0.40 per £20 transaction)
Operator share with Paytia0.75% (£0.15 per transaction)
Monthly revenue per user£3.75
Annual revenue per user£45.00
Annual revenue for 30,000 users£1,350,000

Reclaim over £1.3 million a year from card processing fees — pure margin on your existing mobile business base.

Key features

Multilingual and Multi-Currency

Serve international business customers in their language and currency.

White-Label Branding

Customise the voice experience with your brand voice and messaging.

Real-Time Analytics

Track payment success rates, average order values, and revenue attribution.

PCI DSS Level 1 Compliant

Zero PCI scope touches your core voice network.

Ready to increase revenue from your voice network?

Join mobile carriers that are reclaiming transaction fees and boosting ARPU with Paytia.