Reclaim card processing fees with PAY 729

Stop letting payment processors keep every transaction fee. Integrate Paytia's PAY 729 in-call payments to capture up to 1% per transaction and boost ARPU.

How it works

Instant Activation with PAY 729

Business users dial 729 on any touch-tone handset. Paytia's automated, multilingual voice assistant takes over to guide a secure payment.

DTMF Card Capture and Encryption

Customers enter card details via their keypad. All DTMF data is encrypted at every point and never touches your core network.

Card Processing Fee Reallocation

Instead of routing 1.5%-3% to payment processors, you capture a share (0.5%-1%) on each in-call payment.

Carrier-Grade SIP and API Integration

Embed custom SIP X-headers to pass transaction metadata. Encrypted SIP trunks maintain full PCI DSS Level 1 compliance.

Why mobile carriers need Paytia

Reclaim Margin from Card Processing

Capture up to 1% of every transaction processed in-call instead of payment processors keeping the full fee.

Accelerate ARPU Growth

Offer a premium payment service that upsells monthly contract values and deepens customer loyalty.

Minimal Capex and Rapid Launch

Use our PaaS APIs to go from proof-of-concept to live pilot in days. No new hardware or staffing required.

High-Scale Reliability

Built for telco-grade performance: millions of concurrent secure calls with 99.99% uptime.

Revenue opportunity

MetricValue
Average transaction value£20
Transactions per user per month25
Typical card processing fee2.0% (£0.40 per £20 transaction)
Operator share with Paytia0.75% (£0.15 per transaction)
Monthly revenue per user£3.75
Annual revenue per user£45.00
Annual revenue for 30,000 users£1,350,000

Reclaim over £1.3 million a year from card processing fees — pure margin on your existing mobile business base.

Key features

Multilingual and Multi-Currency

Serve international business customers in their language and currency.

White-Label Branding

Customise the voice experience with your brand voice and messaging.

Real-Time Analytics

Track payment success rates, average order values, and revenue attribution.

PCI DSS Level 1 Compliant

Zero PCI scope touches your core voice network.

Ready to increase revenue from your voice network?

Join mobile carriers that are reclaiming transaction fees and boosting ARPU with Paytia.

PCI DSS Level 1
Cyber Essentials Plus

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