Ryft Integration

Secure phone payments for Ryft

Ryft logoon Paytia SecureFlow

Ryft powers payments for marketplaces, multi-vendor platforms, food delivery, ticketing and POS — FCA-licensed, Manchester-based, with modern REST APIs. Even API-first platforms have moments when a human takes a payment: vendor onboarding calls, support handling replacement charges, account managers closing high-value deals. Paytia handles those phone moments securely, and the transaction settles through your Ryft account like any other Ryft payment.

  • Keep your existing Ryft account and API integration
  • FCA-licensed infrastructure from Ryft, PCI Level 1 from Paytia
  • Secure vendor onboarding payments over the phone
  • High-value customer transactions handled by agents
  • Phone channel drops from SAQ D to SAQ A
  • Works with any telephony platform your team uses

2-4 days

Typical integration time

SAQ A

Card data off your systems

1,000+

Agent seats supported

Yours

Keep your Ryft account

How Paytia works with Ryft

Ryft handles your core platform payments — marketplace splits, multi-vendor settlement, in-app transactions. Paytia layers on top for any phone-based flow, connecting via Ryft's API with no changes to your checkout. Here's how a phone payment runs.

  1. 1

    Connect your Ryft account

    Paytia links to your Ryft account via Ryft's API. Your platform checkout, splits and settlement logic don't change — we only handle the phone moments.

  2. 2

    The agent starts a secure session

    Support, onboarding or account management opens the browser-based payment portal and stays on the call with the customer or vendor throughout.

  3. 3

    DTMF masking hides the card

    The customer keys their card on their own phone. The tones are masked in real time, so the agent, your recordings and your support systems capture nothing.

  4. 4

    Ryft settles like any other payment

    The transaction processes through your Ryft account exactly like an API payment — same settlement, same reporting, same reconciliation.

Why teams choose Ryft with Paytia

Built for platforms

Ryft's split payments and multi-vendor settlement stay exactly as they are. Paytia adds the agent-assisted channel for the payments your APIs can't reach.

Vendor onboarding by phone

New sellers paying setup fees on an onboarding call can do it securely — the specialist stays on the line and never handles card data.

Support and recovery calls

Disputes, replacement charges and failed-payment recovery all get a secure payment path through the same Ryft account.

FCA and PCI together

Ryft is FCA-licensed and Paytia is PCI DSS Level 1 certified — a regulated combination that matters for lending marketplaces and insurance aggregators.

Scales with your team

Paytia is browser-based and scales from a handful of agents to 1,000+ seats, with no hardware and no telephony changes.

SAQ A for the phone channel

DTMF masking keeps card data out of your support environment, so the phone workflow qualifies for SAQ A regardless of your API integration's scope.

PCI DSS Level 1 Service ProviderCyber Essentials PlusGDPR & HIPAARyft is FCA-licensed

Ryft + Paytia — common questions

Why would a marketplace or platform need phone payments?+

Even API-first marketplaces have moments when humans take payments: vendor onboarding calls where a new seller pays setup fees, support handling disputes or replacement charges, account managers processing high-value enterprise deals, and recovery calls chasing failed payments. Paytia handles these securely so card data never enters your support systems.

How do Ryft and Paytia work together?+

Ryft handles your core platform payments through its REST APIs and SDKs — marketplace splits, multi-vendor settlement, in-app transactions. Paytia layers on top for phone-based flows: an agent starts a secure session, the customer keys their card with DTMF masking, and the transaction settles through your Ryft account like any other Ryft payment.

What PCI scope does this put my platform in?+

SAQ A for the phone payment channel. Because DTMF masking keeps card data out of your support environment, agents and recordings, the phone workflow qualifies for SAQ A regardless of what scope your API-based Ryft integration is in — 22 requirements instead of 329.

Is Ryft + Paytia suitable for FCA-regulated businesses?+

Yes. Ryft is FCA-licensed and Paytia is PCI DSS Level 1 certified. Together they cover both FCA and PCI requirements across automated and agent-assisted transactions — important for financial services platforms, lending marketplaces and insurance aggregators.

How fast can I add Paytia to my existing Ryft integration?+

Typically 2-4 days. Paytia connects to your Ryft account via the API, configures a browser-based portal for your support or account management team, trains your agents, and you're live — with no changes to your existing Ryft integration.

Does this scale for high-volume contact centres?+

Yes. Paytia is browser-based and scales from a handful of agents to 1,000+ seats. Large support or vendor onboarding teams can roll it out without hardware or telephony changes.

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Add secure phone payments to your Ryft platform

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PCI DSS Level 1
Cyber Essentials Plus

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