Data privacy
Straight answers to the data privacy questions we get asked most about transactions we process — where data is stored, what we hold against a payment, and what we don't.
Data Privacy Between Paytia and Its Merchant Transactions
This article provides detailed questions and answers about data privacy related to transactions processed by Paytia.
Table of Contents
- AWS
- Unique ID
- CDR ID
- Reference Number
- Account Number
- Telephone Number
1. AWS
Q: Is Paytia transferring data to any countries other than Ireland via AWS?
- No. Data is currently stored exclusively in AWS Ireland.
- In the future, regional storage may be introduced based on account preferences, but the choice of storage location will be determined per account.
2. Unique ID
Q: What is the Unique ID?
- The Unique ID is a unique identifier for a transaction processed through Paytia. It links the payment transaction to the Worldpay system or other payment providers.
Q: Why is the Unique ID stored?
- It is stored to provide cross-checking capabilities with the payment provider. This ensures end-to-end visibility of the processed transaction.
3. CDR ID
Q: What is the CDR ID?
- The Call Detail Record (CDR) ID is a unique identifier for the telephone call active during a payment transaction.
Q: Why is the CDR ID stored?
- It is stored to enable cross-referencing between the telephony system and the transaction for better traceability.
4. Reference Number
Q: What is the Reference Number?
- The Reference Number is a unique identifier provided to Paytia for the transaction being processed.
Q: Why is the Reference Number stored?
- It is stored to facilitate invoice/order reconciliation with the payment received, ensuring accurate record-keeping.
5. Account Number
Q: What is the Account Number?
- The Account Number is an optional field that Paytia merchants can use to pass additional information to the payment provider.
Q: Why is the Account Number stored?
- It is stored to assist with the reconciliation of a customer’s account records against the transaction processed.
6. Telephone Number
Q: Why does Paytia store telephone numbers?
- Telephone numbers are stored as an additional cross-reference point to help merchants identify the customer involved in the call.
- They provide proof of the telephone number used during specific payments.
- Currently, the telephone number is not used for any purpose other than cross-referencing and ensuring transaction accuracy.
Paytia adheres to stringent data protection standards, ensuring all data is securely stored and handled in compliance with applicable laws, including GDPR. For more information, contact techsupport@paytia.com.
More in Compliance
Does using Paytia combat fraud?
Yes. Card details never enter your environment — they go from your customer's keypad straight to the gateway, so there's nothing on your side to steal or misuse.
How does Paytia help us with our Payment Card Industry Data Security Standard (PCI-DSS) compliance?
We're a PCI-DSS Level 1 service provider, so your business never accesses, stores or transmits card details on a phone payment. That takes telephone payments out of your compliance scope.
Paytia Data Processing
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Strong Customer Authentication and phone payments: FAQs
What PSD2 and SCA actually mean for card-not-present phone payments, answered as questions rather than as regulation.
What is DTMF Suppression?
DTMF suppression keeps the audio live so agent and customer can keep talking, but replaces each card keypress with a flat tone. We add on-screen prompts so agents need less training.
Address Verification for card processing (AVS)
AVS compares the numeric parts of a billing address — house number and postcode — against what the card issuer holds. Here's what that catches, and what it doesn't.
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