Clover Integration

Secure phone payments for Clover

Clover is Fiserv's commerce platform, best known for its point-of-sale hardware — but plenty of Clover merchants take orders by phone too. Paytia adds that channel securely: you connect the Clover account you already have, and we route captures through it. The customer keys their card on their own keypad, our DTMF masking hides the digits from your staff, and the payment settles through Clover alongside your in-person takings.

  • Keep your Clover (Fiserv) account and rates
  • Staff never hear or see card details
  • Phone, pay-by-link and stored-card capture
  • Phone takings settle alongside your POS sales
  • Your PCI scope drops to SAQ A for remote payments
  • No hardware, no changes to your in-person setup

Level 1

PCI DSS certified

SAQ A

Card data off your systems

Yours

Keep your Clover account

Weeks

To go live

How Paytia works with Clover

Paytia is gateway-agnostic: we sit in front of the platform you already run and keep card data out of your business. Clover continues to process and settle. Here's what a phone payment looks like.

  1. 1

    Connect your Clover account

    Link your existing Clover account to Paytia. Your point-of-sale setup and settlement carry on untouched.

  2. 2

    Start a secure session

    Your staff open the browser-based virtual terminal, or send a branded payment link by SMS or email if the customer prefers to pay later.

  3. 3

    The customer keys their card

    The customer enters their card on their own phone keypad. DTMF masking flattens the tones in real time, so nothing identifiable reaches your staff or your recordings.

  4. 4

    Clover settles the payment

    The tokenised payment routes through your Clover account and the outcome lands on screen immediately, alongside your in-person takings.

Why teams choose Clover with Paytia

Staff-assisted capture

Your team stays on the call and guides the customer through the payment, watching a real-time status screen — never the card numbers.

Every remote channel

Phone payments, payment links and stored-card charges — all captured on Paytia's infrastructure and routed through Clover.

One place for takings

Phone payments settle through the same Clover account as your point-of-sale, so reconciliation stays in one place.

Recordings stay compliant

Tones are masked at source, so call recordings never contain card data — nothing to redact or rewrite.

Tokens, not cards

Card details are tokenised on capture. The full card number never sits on your systems.

Nothing to install

The virtual terminal runs in a browser and works with whatever phone you already use — no extra Clover hardware.

PCI DSS Level 1 Service ProviderCyber Essentials PlusGDPR & HIPAACall recordings stay PCI compliant

Clover + Paytia — common questions

How does Paytia work with Clover?+

You connect your existing Clover (Fiserv) account to Paytia, and we route secure captures through it. Paytia handles the card capture — phone, payment link or stored card — and Clover processes and settles the payment exactly as it does for your in-person sales.

Do we need extra Clover hardware?+

No. The virtual terminal runs in a browser, and the customer keys their card on their own phone. Your Clover point-of-sale setup stays exactly as it is.

Do phone payments settle with our POS takings?+

Yes — they route through the same Clover account, so your phone and in-person takings reconcile in one place.

How does this affect our PCI scope?+

Customers key their card on their own keypad and the tones are masked before your staff hear anything, so card data never enters your environment. That drops most businesses to SAQ A for remote payments.

How quickly can we go live?+

Most businesses are live within weeks. It's a one-time connection of your Clover account, then your team is taking secure payments from a browser.

Use another tool too? See all our integrations.

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Take secure phone payments on Clover

Book a 15-minute demo. We'll show DTMF masking on a live call and walk through connecting your Clover account.

PCI DSS Level 1
Cyber Essentials Plus

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