Payment gateway integrations
Gateway agnostic by design
Paytia works with any payment gateway. Choose the setup that works best for your business.
Keep your existing gateway
Already have a payment gateway? Paytia integrates with it through our OffNet standard integration. No need to switch providers.
Pre-integrated options
Need a new gateway? Our OnNet partners offer the fastest setup and the widest feature support of any integration path. Be live in hours.
Full PCI compliance
Regardless of which gateway you use, Paytia's PCI DSS Level 1 certified infrastructure ensures your telephone payments are fully compliant.
One integration, any gateway
Integrate once with Paytia. If you change payment gateway in the future, your telephony payment infrastructure stays the same.
Add phone payments to your existing gateway with Paytia
Paytia does not replace your payment gateway -- we extend it. Integrate Paytia with your existing gateway to get a full suite of off-the-shelf self-service payment tools, live from day one.
Instant Deployment
Off-the-shelf solutions ready to deploy immediately with no custom development required.
Self-Service Tools
Give your customers payment links, recurring billing, and agent-assisted payment options — ready to use without custom builds.
Join Leading Partners
Partner with Paytia like Stripe, RyftPay, Lloyds, Fiserv, and Clover already have.
Immediate Value
Your business customers gain access to enterprise payment capabilities from day one.
Paytia's complete payment suite includes
OnNet vs OffNet
Understand the difference and choose the right option for your business.
| Feature | OnNet | OffNet |
|---|---|---|
| Pre-integrated connection | ||
| E-commerce support | ||
| Telephony MOTO payments | ||
| Payment links | ||
| Recurring billing | ||
| Tokenisation | ||
| Pre-authorisation | ||
| AVS / 3DS2 | ||
| Customer lookup | ||
| Use existing gateway | ||
| PCI DSS Level 1 |
OnNet Partners
Pre-integrated gateways with a direct connection to Paytia. The fastest path to taking secure telephone payments.
Stripe
Direct pre-integrated connection to Stripe. Process card payments with real-time confirmation and automatic reconciliation through the Stripe dashboard.
Lloyds Cardnet
Pre-integrated with Lloyds Cardnet for direct card processing. Ideal for UK businesses already using Lloyds merchant services.
NatWest
Direct integration with NatWest merchant services. Card payments process in real time with full feature support for NatWest business banking customers.
RyftPay
Pre-integrated partnership with RyftPay for flexible payment facilitation and marketplace payment processing.
OffNet Partners
Supported via our standard integration layer. Connect your existing gateway to Paytia with minimal configuration.
Adyen
Supported via standard integration. Connect your existing Adyen account for global payment processing across 150+ currencies.
View detailsWorldpay
Supported via standard integration. Works with your existing Worldpay merchant account for card-present and card-not-present transactions.
View detailsCybersource
Enterprise payment management platform from Visa. Advanced fraud detection with Decision Manager and tokenisation.
View detailsBarclaycard
Supported via standard integration. Process payments through your Barclaycard merchant services account with full PCI compliance.
View detailsPayPal / Braintree
Supported via standard integration. Accept card payments through PayPal and Braintree with Paytia managing the secure capture layer.
View detailsTrust Payments
Supported via standard integration. Connect your Trust Payments account for secure telephone payment processing.
View detailsVerifone
Supported via standard integration. Use your existing Verifone gateway with Paytia for PCI-compliant phone payments.
View detailsGlobal Payments
International payment processing with multi-currency support across 30+ countries.
View detailsElavon
US-headquartered global payments provider. Integrate Paytia for secure telephone payment processing with your Elavon account.
View detailsBarclays EPDQ
Barclays EPDQ payment gateway for online and telephone payments with detailed payment management and reporting.
View detailsBarclays Fuse
Powered by Cybersource, advanced payment gateway with strong fraud prevention and tokenisation.
View detailsWorldpay XML (Corporate)
Worldpay XML integration for corporate and high-volume merchants, with full API access and transaction management.
View detailsDedicated gateway integration guides
The four gateways we cover in depth, each with its own setup notes and feature rundown.
How Paytia works with your gateway
Detailed integration information for each supported payment gateway. Card data is always protected through tokenisation before it reaches your processor.
How Paytia works with Stripe
OnNetStripe is one of the world's most widely used payment platforms, used by businesses from startups to enterprises. Paytia's direct, pre-integrated connection with Stripe means you can add secure telephone payments to your Stripe account in minutes -- no custom development required.
How the integration works
- 1Paytia connects directly to your Stripe account via a pre-built OnNet integration.
- 2When a customer makes a telephone payment, they enter their card details using their phone keypad. Paytia captures these securely using DTMF masking, so your agents never hear or see card data.
- 3The payment data is tokenised and passed directly to Stripe for processing. You see the transaction in your Stripe dashboard in real time, alongside your online payments.
Benefits of Paytia + Stripe
- Process telephone and online payments through a single Stripe account with unified reporting
- Real-time payment confirmation delivered to the agent while the customer is still on the call
- Full support for recurring billing, payment links, pre-authorisations, and customer lookup
- Use Stripe's fraud detection tools (Radar) alongside Paytia's PCI-compliant capture layer
- No changes to your existing Stripe setup -- Paytia adds a secure telephony layer on top
- Automatic reconciliation across all payment channels within your Stripe dashboard
Best for: Ideal for SaaS companies, e-commerce businesses, subscription services, and any organisation already using Stripe that needs to take payments over the phone securely.
How Paytia works with Worldpay
OffNetWorldpay (now part of FIS) is one of the largest payment processors in the world, handling billions of transactions annually. Paytia integrates with your existing Worldpay merchant account through our standard OffNet integration, adding secure telephone payment capabilities without any changes to your gateway configuration.
How the integration works
- 1Paytia connects to your existing Worldpay merchant account via a secure API integration. No changes to your Worldpay configuration are required.
- 2During a telephone payment, Paytia captures the customer's card details securely via DTMF masking. The card data never passes through your contact centre environment.
- 3Paytia tokenises the payment data and submits it to Worldpay for authorisation. The agent receives real-time confirmation on their screen.
Benefits of Paytia + Worldpay
- Keep your existing Worldpay merchant rates, relationships, and reporting
- Add PCI-compliant telephone payments without a separate gateway or new merchant account
- Support for MOTO transactions, pre-authorisations, recurring payments, and refunds
- Descope your entire contact centre from PCI DSS requirements
- Unified view of telephone and online transactions within your Worldpay reporting
- Works with both Worldpay standard and Worldpay Corporate (XML) gateways
Best for: Suited to large retailers, travel companies, insurance providers, local authorities, and any business with a Worldpay merchant account that handles telephone payments.
Full Worldpay integration detailsHow Paytia works with Adyen
OffNetAdyen is a global payment platform used by some of the world's largest brands, offering unified commerce across online, in-store, and mobile channels. Paytia extends Adyen's capabilities by adding secure telephone payment processing -- bridging the gap between Adyen's digital payment suite and the phone channel.
How the integration works
- 1Paytia integrates with your existing Adyen merchant account through a secure API connection. Your Adyen configuration remains unchanged.
- 2When a customer pays by phone, Paytia intercepts the call audio and captures card details via DTMF masking. The agent stays on the line but never hears or sees card data.
- 3The tokenised payment data is submitted to Adyen for processing, with results returned to the agent in real time.
Benefits of Paytia + Adyen
- Extend your Adyen platform to cover the telephone payment channel without a second gateway
- Benefit from Adyen's global acquiring network and multi-currency support for phone payments
- Combine Adyen's RevenueProtect fraud tools with Paytia's PCI-compliant capture layer
- Single reconciliation view across online, in-store, and telephone transactions
- Support for tokenisation, pre-authorisations, and recurring telephone payments through Adyen
- No disruption to your existing Adyen integration or online payment flows
Best for: Ideal for multinational businesses, hospitality groups, travel operators, and enterprise merchants already on the Adyen platform who need to accept secure payments over the phone.
Full Adyen integration detailsHow Paytia works with Barclaycard
OffNetBarclaycard is one of the UK's most established payment processors, widely used across British businesses. Paytia's integration with Barclaycard enables you to add secure, PCI-compliant telephone payment processing to your existing merchant account -- perfect for UK organisations that already rely on Barclaycard for card acquiring.
How the integration works
- 1Paytia connects to your Barclaycard merchant account through the standard OffNet integration layer. No changes to your existing Barclaycard setup are needed.
- 2During a phone payment, Paytia captures the customer's card details securely using DTMF masking technology. Card data never enters your telephony or IT environment.
- 3Paytia submits the tokenised payment to Barclaycard for authorisation and settlement, with the result displayed to the agent instantly.
Benefits of Paytia + Barclaycard
- Keep your Barclaycard merchant account, rates, and existing banking relationship
- Add PCI DSS Level 1 compliant telephone payments with no additional infrastructure
- Agents guide customers through payments without ever hearing or seeing card details
- Support for single payments, pre-authorisations, and refunds through your Barclaycard account
- Reduce PCI compliance scope for your contact centre by up to 95%
- Rapid deployment -- be live within a week
Best for: Ideal for UK SMEs, local authorities, membership organisations, and any business using Barclaycard merchant services that takes payments by telephone.
How Paytia works with NatWest / Tyl by NatWest
OnNetNatWest is one of the UK's largest banking groups, and Tyl by NatWest is its dedicated payment acceptance brand for small and medium businesses. Paytia has a direct, pre-integrated OnNet connection with NatWest, giving NatWest and Tyl customers the fastest route to secure telephone payment processing.
How the integration works
- 1Paytia's direct OnNet integration connects to NatWest merchant services with no additional configuration required on the NatWest side.
- 2When a telephone payment is initiated, the customer enters their card details on their keypad. Paytia captures these via DTMF masking -- the agent never hears or sees the card number.
- 3The payment is tokenised and processed through NatWest, with real-time authorisation returned to the agent on screen.
Benefits of Paytia + NatWest / Tyl by NatWest
- Pre-integrated connection means faster setup and deeper feature support
- Full support for tokenisation, pre-authorisations, refunds, AVS, and 3DS2
- Process telephone payments alongside your NatWest online transactions with unified reporting
- PCI DSS Level 1 compliant -- descopes your business from PCI requirements
- Ideal for NatWest business banking customers who want phone and online payments running through one account
- No changes to your existing NatWest merchant account or banking arrangements
Best for: Suited to NatWest business banking customers, Tyl merchants, UK SMEs, and public sector organisations using NatWest for payment processing.
Full NatWest / Tyl by NatWest integration detailsHow Paytia works with Lloyds Cardnet
OnNetLloyds Cardnet is the payment acceptance arm of Lloyds Banking Group, serving thousands of UK merchants. Paytia has a direct, pre-integrated OnNet connection with Lloyds Cardnet, enabling businesses to add secure telephone payments to their existing Lloyds merchant account with minimal setup.
How the integration works
- 1Paytia's OnNet integration connects directly to Lloyds Cardnet for real-time payment processing.
- 2The customer enters their card details via their phone keypad during the call. DTMF masking ensures the agent hears only flat tones -- card data is never exposed.
- 3Paytia tokenises the card data and submits it to Lloyds Cardnet for authorisation and settlement.
Benefits of Paytia + Lloyds Cardnet
- Direct pre-integrated connection for faster setup and richer feature support
- Full support for tokenisation, pre-authorisations, refunds, AVS, and 3DS2
- Unified reporting across telephone and online payment channels
- PCI DSS Level 1 certified infrastructure removes your contact centre from PCI scope
- Continue using your existing Lloyds Cardnet merchant rates and account
- Deploy in hours -- no hardware, no software installs
Best for: Ideal for Lloyds Banking Group customers, UK retailers, service businesses, and organisations using Lloyds Cardnet for card acquiring.
How Paytia works with RyftPay
OnNetRyftPay is a modern payment facilitation platform designed for marketplaces, platforms, and software providers. Paytia's pre-integrated OnNet connection with RyftPay enables platform businesses to offer secure telephone payment processing to their sub-merchants and end customers.
How the integration works
- 1Paytia connects directly to RyftPay via a pre-built OnNet integration, supporting payment facilitation workflows.
- 2Telephone payments are captured securely using DTMF masking. Card data never touches the platform or sub-merchant environment.
- 3Payments are tokenised and routed through RyftPay's payment facilitation infrastructure for processing and settlement.
Benefits of Paytia + RyftPay
- Enable your platform's merchants to accept secure telephone payments
- Full tokenisation support for recurring payments and stored card workflows
- Pre-authorisations and refunds handled natively through RyftPay
- PCI DSS Level 1 compliant -- neither you nor your merchants need to handle card data
- Ideal for marketplace and platform payment models
- Rapid deployment with no custom development required
Best for: Suited to marketplace operators, SaaS platforms with embedded payments, payment facilitators, and any business using RyftPay for sub-merchant payment processing.
How Paytia works with Cybersource
OffNetCybersource, a Visa company, is a payment management platform offering advanced fraud detection, tokenisation, and global acquiring. Paytia integrates with Cybersource to bring secure telephone payment processing to large organisations that rely on Cybersource's payment infrastructure.
How the integration works
- 1Paytia connects to your Cybersource account via a secure OffNet integration. Your existing Cybersource configuration and fraud rules remain unchanged.
- 2Telephone payments are captured securely with DTMF masking. Card data bypasses your contact centre entirely.
- 3Payment data is tokenised and submitted to Cybersource for processing, where your existing Decision Manager fraud rules apply automatically.
Benefits of Paytia + Cybersource
- Extend your Cybersource platform to cover the telephone payment channel
- Apply Cybersource Decision Manager fraud detection to phone payments
- Full tokenisation across online and telephone channels
- PCI DSS Level 1 compliant capture layer removes phone payments from your PCI scope
- Unified reporting across all payment channels within Cybersource
- No changes to your existing fraud rules, payment flows, or merchant configuration
Best for: Suited to enterprise merchants, large contact centres, financial services firms, and multinational organisations using Cybersource for payment management.
How Paytia works with Global Payments
OffNetGlobal Payments is one of the world's leading payment technology companies, processing billions of transactions across 30+ countries. Paytia's OffNet integration with Global Payments enables businesses to add secure telephone payment processing to their existing merchant account, with full multi-currency support.
How the integration works
- 1Paytia integrates with your Global Payments merchant account through the standard OffNet integration layer.
- 2Card details are captured securely via DTMF masking during telephone calls. The data never enters your telephony or IT environment.
- 3The tokenised payment is submitted to Global Payments for authorisation and settlement across their international acquiring network.
Benefits of Paytia + Global Payments
- Multi-currency telephone payments processed through your existing Global Payments account
- International acquiring coverage across 30+ countries
- PCI DSS Level 1 compliant -- agents never handle card data
- Keep your existing merchant rates and Global Payments reporting
- Support for MOTO transactions, pre-authorisations, and recurring payments
- Rapid deployment with no infrastructure changes required
Best for: Ideal for international businesses, travel companies, hospitality groups, and any organisation using Global Payments that needs to accept telephone payments across multiple markets.
How Paytia works with Elavon
OffNetElavon is a major global payment processor, part of US Bancorp, serving businesses across Europe and North America. Paytia's integration adds secure telephone payment processing to your Elavon merchant account, enabling you to take PCI-compliant phone payments without changing your existing payment setup.
How the integration works
- 1Paytia connects to your Elavon account through the standard OffNet integration. No changes to your Elavon configuration are needed.
- 2Telephone payments are captured using DTMF masking technology. Card data is routed directly to Elavon without passing through your systems.
- 3Real-time authorisation is returned to the agent, and transactions appear in your Elavon reporting alongside other payment channels.
Benefits of Paytia + Elavon
- Extend your Elavon merchant account to cover telephone payments securely
- PCI DSS Level 1 compliant capture removes phone payments from your compliance scope
- Unified reporting across all payment channels within Elavon
- Support for single payments, pre-authorisations, refunds, and recurring billing
- No additional merchant account or gateway required
- Works across Elavon's European and North American acquiring networks
Best for: Suited to hospitality businesses, travel agents, healthcare providers, and multinational organisations using Elavon for card acquiring.
Full Elavon integration detailsFrequently asked questions
Common questions about Paytia's payment gateway integrations.
Does Paytia replace my existing payment gateway?+
No. Paytia does not replace your payment gateway — it extends it. Paytia adds a secure telephone payment capture layer on top of your existing gateway, whether that is Stripe, Worldpay, Adyen, Barclaycard, or any other supported processor. You keep your existing merchant account, rates, and reporting.
What is the difference between OnNet and OffNet gateways?+
OnNet gateways (Stripe, Lloyds Cardnet, NatWest, RyftPay) have a direct, pre-integrated connection to Paytia, offering the fastest setup and the widest feature support including payment links, recurring billing, and customer lookup. OffNet gateways (Worldpay, Adyen, Barclaycard, and others) are supported through Paytia's standard integration layer for secure telephone payment processing.
Can I use Paytia if my gateway is not listed on this page?+
Yes. Paytia is gateway agnostic by design. If your payment gateway is not listed here, contact our team to discuss integration. Our standard OffNet integration layer supports a wide range of processors, and we regularly add new gateway connections.
How does Paytia keep telephone payments PCI compliant?+
Paytia is PCI DSS Level 1 certified. During a telephone payment, the customer enters their card details using their phone keypad. Paytia captures these securely using DTMF masking, so the card data never passes through your contact centre, telephony systems, or agent workstations. The data is tokenised and sent directly to your payment gateway for processing.
How long does it take to integrate Paytia with my payment gateway?+
OnNet gateways can be live in hours. OffNet gateways typically take a few days. In both cases, there are no hardware installations, no software to deploy on your systems, and no changes to your phone infrastructure required.
What happens if I switch payment gateways in the future?+
Because Paytia sits between your telephony and your gateway, switching your underlying payment processor does not require rebuilding your telephone payment infrastructure. You integrate once with Paytia, and if your gateway changes, only the gateway connection needs updating.
Ready to take secure payments?
Book a demo with our team. We'll show you DTMF masking live, talk through PCI DSS scope reduction, and put together pricing based on your call volume.
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