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UK Phone Payment Regulations 2026 | Complete Compliance Guide
UK PCI ComplianceFCA GuidancePhone PaymentsConsumer Duty
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UK Phone Payment Regulations 2026 | Complete Compliance Guide

Published on 7 November 2025 by the Paytia Team

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UK businesses must consider PCI DSS, the Financial Conduct Authority’s consumer duty, and the Information Commissioner’s Office data protection rules when taking phone payments. Failing to meet any of these can result in penalties or mandatory remediation.

PCI DSS obligations

The PCI SSC mandates controls around card capture, storage, and transmission. Paytia’s secure platform keeps digits out of your network.

FCA consumer duty

The FCA expects fair treatment and clear communication. By explaining Paytia’s security controls, you demonstrate that customers are receiving safe, reliable service.

ICO data protection

Removing card data from recordings reduces the risk of reportable breaches, aligning with UK GDPR requirements enforced by the ICO.

Need help aligning with UK regulations? Talk to Paytia or request a regulatory review session.

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#UK PCI Compliance#FCA Guidance#Phone Payments#Consumer Duty
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