Virtual Terminal Essentials for Growing Businesses

A virtual terminal lets your team accept card payments without a physical card reader. The PCI SSC categorises virtual terminal usage as card-not-present, meaning the same security rules apply as e-commerce. Paytia evolves the concept for today’s remote workforce.

How virtual terminals work

Agents collect payment details over the phone and enter them into a secure interface. Paytia ensures those digits never touch the agent’s device by capturing them through DTMF suppression or secure web forms.

Why compliance matters

According to the PCI SSC, merchants must prevent storage of sensitive authentication data after authorisation. Paytia tokenises card information immediately, keeping your virtual terminal sessions outside of that risky territory.

Benefits for growing businesses

• Accept payments from any location without installing hardware.
• Provide customers with a verified, branded payment experience.
• Reduce PCI scope and audit effort through certified processing.

Want a virtual terminal that scales with your business? Talk to Paytia or request a walkthrough today.