PCI DSS Compliance
Made Simple
Paytia removes card data from your entire business - people, processes, and systems. Complete removal means you complete the simplest compliance form SAQ A (instead of the most complex one) SAQ D, with no training or monitoring required, and predictable annual costs protected from evolving standards.
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Trusted by businesses of all sizes to protect their staff, customers and business brand
PCI DSS Compliance Made Simple
Complete Card Data Removal | PCI-DSS Level 1 Certified | Fixed Annual Cost
Complete Card Data Removal
Paytia removes card data from your entire business - people, processes, and systems. Card data never touches your staff, call recordings, databases, or any part of your environment, eliminating PCI DSS compliance requirements.
Simplified Compliance Forms
With no card data in your environment, most businesses qualify for the simplest compliance form (SAQ A) instead of the most complex one (SAQ D). This means less time filling out forms, less documentation required, and lower validation costs.
Predictable Annual Costs
Fixed annual cost with Paytia vs. unpredictable compliance spending. No budgeting for evolving standards, security system upgrades, or unexpected compliance requirements. One fixed cost, complete protection.
Eliminate Training & Monitoring
No card data means no PCI-specific staff training, no ongoing monitoring requirements, no quarterly security reviews, and no complex reporting. Your team focuses on business, not compliance overhead.
Content Security Policy Protection
Paytia has Content Security Policy (CSP) protection monitoring built into all ecommerce forms, ensuring customers align with PCI-DSS 4.0.1 requirements for monitoring and preventing man-in-the-middle attacks.
Protection from Evolving Standards
PCI DSS standards change regularly, requiring ongoing updates to security systems, training, and processes. With Paytia, you're protected from evolving standards because you have no card data - compliance changes don't affect you.
"Paytia removed card data from our entire business. We went from the most complex compliance form (SAQ D) with hundreds of requirements to the simplest one (SAQ A). This allowed us to implement remote working and made doing business much simpler. One fixed annual cost with Paytia vs. unpredictable compliance spending that kept growing. We saved over £15,000 in the first year alone."
Sarah Mitchell
Operations Director, UK E-commerce Business
Get PCI Compliant in 3 Simple Steps
Our proven process has helped 10,000+ businesses achieve PCI compliance quickly and efficiently
Remove Card Data from Your Entire Business
Paytia eliminates card data from your people, processes, and systems. With no card data in your environment, you qualify for the simplest compliance form (SAQ A) instead of the most complex one (SAQ D), dramatically reducing time, effort, and costs.
Qualify for the Simplest Compliance Form
With no card data in your environment, you qualify for the simplest compliance form (SAQ A - Self-Assessment Questionnaire A) instead of the most complex one (SAQ D). This means dramatically less time filling out forms, less documentation required, and lower validation costs.
Fixed Annual Cost
One predictable annual cost with Paytia vs. unpredictable compliance spending. No budgeting for evolving PCI DSS standards, no unexpected security upgrades, no training costs - you're protected because you have no card data.
Revenue Increase
Setup Time
PCI Compliance
Frequently Asked Questions
Who is Paytia?
Understanding our role in PCI compliance
Complete Removal of Card Data from Your Business
Paytia is a PCI-DSS Level 1 certified payment capture solution provider, founded in 2016. Our technology ensures card data is completely removed from your business - your people never see or hear it, your processes never handle it, and your systems never store it.
With no card data in your environment, PCI DSS compliance becomes dramatically simpler. You eliminate the need for extensive training, ongoing monitoring, complex security systems, and quarterly reporting that traditional compliance requires.
What Gets Removed from Your PCI DSS Scope:
- Staff training and certification requirements
- Ongoing security monitoring and logging
- Quarterly security reviews and reporting
- Complex security system requirements
- Call recording compliance concerns
- Database and system security hardening
SAQ Requirements & Budget Predictability
Without Paytia: Most businesses face SAQ D (the most complex compliance form) - hundreds of controls, extensive documentation, annual training programs, ongoing monitoring, quarterly security reviews, and unpredictable costs that grow with evolving PCI DSS standards.
With Paytia: No card data in your environment means you qualify for SAQ A (the simplest compliance form). No training, no monitoring, no complex reporting. One fixed annual cost with Paytia protects you from evolving compliance standards - you're always compliant because you have no card data.
Budget Predictability Benefits:
- Fixed annual cost vs. unpredictable compliance spending
- No budgeting for evolving PCI DSS standards
- No unexpected security system upgrade costs
- No annual training program expenses
- No ongoing monitoring and reporting costs
- Protection from future compliance requirement changes
PCI Compliance Myths That Could Cost You
Don't let these dangerous misconceptions put your business at risk. The merchant is always liable for fines and penalties.
Myth 1: "We use a payment processor, so we're automatically compliant"
Reality: You're still responsible for your part of the payment process and must validate your compliance annually.
Myth 2: "Small businesses don't need to worry about PCI compliance"
Reality: ALL merchants accepting card payments must comply, regardless of size. Fines start at £5,000-£50,000 per incident.
Myth 3: "Our website is hosted by a third party, so they handle compliance"
Reality: You remain liable for any part of the payment process you control, including web forms and data handling.
Myth 4: "We don't record our calls so we are compliant"
Reality: Any people or hardware that hears, sees or touches card number and security codes is non-compliant until proved otherwise. The recordings are just another system you don't have to worry about in your PCI scope.
Myth 5: "We use a virtual terminal so the bank says we are PCI Compliant"
Reality: The Virtual terminal is compliant and transmits the card data to your bank/processor. Your business had the card data to type into the virtual terminal and so your staff and business systems are in scope and have to be proved to be compliant.
Myth 6: "PCI compliance is a one-time certification"
Reality: PCI DSS compliance requires ongoing validation, annual assessments, quarterly security reviews, and continuous monitoring. Standards evolve regularly, requiring updates to systems, training, and processes. With Paytia, you maintain continuous compliance because card data never enters your environment.
Critical Warning
The MERCHANT is always liable for fines and penalties - not your payment processor, web developer, or hosting company. Fines can range from £5,000 to £500,000 per incident, plus legal costs and reputational damage.
PCI-DSS Version 4.0.1: What You Need to Know
The latest standards with enhanced security requirements and compliance timeline.
Compliance Timeline
Now - March 2025
Version 3.2.1 OR 4.0.1 acceptable
After March 2025
Version 4.0.1 MANDATORY
Key Changes in v4.0.1
- Enhanced authentication requirements
- Stricter network segmentation standards
- Regular penetration testing mandatory
- Updated encryption standards
Complete Removal of Card Data from Your Business
Paytia removes payment card data from your people, processes, and systems entirely. This complete removal transforms your PCI DSS compliance requirements.
Without Paytia - Card Data in Your Environment:
SAQ D Requirements (Most Complex Form)
Hundreds of controls, extensive documentation, complex validation process
Annual Training Programs
Staff must be trained and certified on PCI DSS requirements, security procedures, and data handling
Ongoing Monitoring & Reporting
Continuous security monitoring, quarterly reviews, annual compliance reporting, audit trails
Security System Requirements
Network segmentation, encryption, access controls, vulnerability management, penetration testing
Unpredictable Budgeting
How do you budget for evolving PCI DSS standards? New requirements mean new costs - training updates, system upgrades, additional controls
With Paytia - Complete Card Data Removal:
SAQ A Requirements (Simplest Form)
Simplest self-assessment questionnaire - minimal controls, straightforward validation, significantly less time and effort
No Training Required
No card data means no PCI-specific training needed. Your team focuses on business, not compliance overhead
No Monitoring or Reporting
No ongoing security monitoring, no quarterly reviews, no complex reporting requirements - card data isn't in your environment
No Security System Upgrades
No need for network segmentation, encryption systems, or security hardening - no card data to protect
Fixed Annual Cost
One predictable annual cost with Paytia. No budgeting for unknown future requirements - you're protected because you have no card data, so evolving standards don't affect you
Why It's Easier with Paytia
Time & Effort Savings:
- No annual training programs to develop and deliver
- No ongoing monitoring and logging requirements
- No quarterly security reviews and reporting
- Simplified compliance form completion (SAQ A) vs. complex form (SAQ D)
Budget Predictability:
- Fixed annual cost with Paytia - predictable budgeting
- No budgeting for evolving PCI DSS standards
- No unexpected security system upgrade costs
- Protected from future compliance requirement changes
Download Our Free PCI-DSS Compliance Guide
Get comprehensive insights into PCI-DSS requirements, compliance strategies, and how Paytia can help protect your business from costly security breaches.
The Ultimate Guide to PCI-DSS Compliance
This comprehensive 10-page guide covers everything you need to know about PCI-DSS compliance:
- What is PCI-DSS and when it applies to your business
- Understanding PCI-DSS Version 4.0.1 requirements
- Common compliance myths that could cost you
- How to reduce compliance costs and risks
- Comprehensive comparison of handling vs. not handling card data
- Actionable 3-step protection plan
PDF format, 10 pages
Get Your Free Compliance Guide
Complete the form below to access your comprehensive PCI-DSS guide