Omnichannel payment security for retail

Phone orders, MOTO payments, and customer service refunds — all secured with DTMF masking across every channel. Pay-per-use pricing that scales with seasonal demand.

Industry Challenges

The payment challenges facing retail

Phone payments create unique risks for retailers that generic solutions cannot address.

MOTO Payment Security

Mail order and telephone order payments require agents to handle card data directly. Every MOTO transaction is a compliance risk and potential breach point across your retail operation.

Omnichannel Consistency

Customers expect the same security whether they pay online, in-store, or by phone. Phone payments are often the weakest link in an otherwise secure payment chain.

Refund Handling

Processing refunds over the phone often requires re-capturing card details. This creates additional exposure and compliance risk for a transaction that should be straightforward.

Seasonal Payment Spikes

Peak trading periods like Black Friday and Christmas drive massive call volumes. Temporary staff handling card data during spikes multiplies your compliance risk.

How Paytia Helps

Purpose-built for retail

Every feature designed to solve real payment challenges in retail environments.

DTMF Masking Technology

Proprietary technology replaces keypad tones in real time. Agents process MOTO and phone order payments without hearing or seeing any card data.

All Card Brands Supported

Accept Visa, Mastercard, Amex, and all major card brands through a single secure platform. No limitations on payment methods.

Pay-Per-Use Pricing

No fixed monthly fees for transaction volume. Pay only for what you use — perfect for seasonal retailers with variable call volumes.

Secure Refund Processing

Process refunds without re-capturing card data. Token-based storage means original payment details are securely referenced without re-exposure.

Instant Scalability

Cloud-based platform scales instantly during peak periods. No capacity planning, no infrastructure changes — just add agents and go.

Multi-Gateway Support

Process through your existing payment gateway — Stripe, Worldpay, Barclaycard, Adyen, and more. No need to switch providers.

Benefits

Benefits for retail businesses

Seamless omnichannel payment integration
Secure phone order processing
Advanced fraud prevention
PCI DSS Level 1 certified security
Comprehensive transaction reporting
Reduced compliance scope
Improved customer experience
Pay-per-use pricing — no fixed volume fees
Solution Suite

Complete retail payment solution suite

Our comprehensive suite of payment tools designed specifically for retail businesses.

SecureFlow

Secure phone order processing for retail contact centres with PCI-compliant card capture and DTMF masking.

Payment Links

Secure payment links for remote sales, invoicing, and post-call payment collection.

Recurring Payments

Subscription and recurring billing for retail membership programmes and auto-renewals.

IVR Payments

24/7 automated self-service payments for order balances, account top-ups, and returns.

60s

Average payment time

All

Card brands supported

Pay-per-use

Pricing model

99.99%

Platform uptime

Use Cases

How retailers use Paytia

Phone Orders

Customers call to place orders and pay securely without reading card details aloud. Agents stay on the line while DTMF masking handles the payment.

Customer Service Refunds

Refund payments without re-capturing card numbers. Agents process returns using stored tokens, keeping the experience quick and compliant.

Seasonal Pop-Up Teams

Scale your payment operation for peak trading. Temporary agents process payments securely from day one with zero card data exposure.

FAQ

Common questions from retailers

Does Paytia work with my existing payment gateway?

Yes. Paytia integrates with all major gateways including Stripe, Worldpay, Barclaycard, and Adyen. There is no need to switch providers.

How does pay-per-use pricing work?

You pay only for the transactions you process. There are no fixed monthly volume fees, making it ideal for retailers with seasonal peaks and quieter periods.

Can agents process refunds without re-taking card details?

Yes. Paytia uses tokenised card storage so agents can reference the original payment securely without the customer needing to re-enter their card number.

How quickly can we scale during peak trading?

Instantly. Paytia is cloud-based so there is no capacity planning or infrastructure work. Add agents and they are payment-ready immediately.

What PCI compliance level does Paytia hold?

Paytia is PCI DSS Level 1 certified — the highest level available. We are audited annually by a Qualified Security Assessor.

Ready to secure payments in retail?

See Paytia in action. Book a personalised demo with our team.