Mobile Payment Solutions

Secure mobile payment processing solutions

Enable secure mobile payment processing with PCI DSS compliant solutions. Provide customers with convenient mobile payment options through web-based interfaces, the PayMobile app for Stripe, and mobile-optimised payment flows.

Whether you are a field service business collecting payment on-site, a retailer optimising mobile checkout, or a subscription service managing recurring billing from mobile devices, Paytia provides the secure infrastructure you need. Card data is protected by DTMF masking during phone calls and tokenisation for all transactions.

Mobile OptimisedPCI CompliantNo Card Reader Needed
Why Mobile Payments

Mobile commerce is the new standard

Over 60% of online transactions now happen on mobile devices. If your payment experience is not optimised for mobile, you are losing customers at the checkout. Paytia's mobile payment solutions ensure your customers can pay quickly, securely, and conveniently from any device.

60%+

Transactions on Mobile

The majority of online payments now originate from mobile devices. Businesses without mobile-optimised payment flows face higher abandonment rates and lost revenue.

35%

Higher Conversion

Mobile-optimised payment forms with features like auto-formatting, biometric authentication, and one-tap payment reduce friction and significantly increase completion rates.

Zero

Card Data on Your Device

Paytia's mobile solutions ensure card data never touches your mobile device, network, or servers. Full PCI DSS Level 1 compliance without any hardware investment.

Key Features

Mobile-optimised payment solutions

Web-based mobile payment technology designed for modern businesses with enterprise-grade security and seamless user experience. No card reader hardware required.

Mobile Web Interface

Responsive web-based payment interfaces optimised for mobile devices. Custom-branded for a seamless experience on any screen size with large buttons, clear status indicators, and intuitive navigation designed for one-handed use.

Biometric Authentication

Enhanced security with fingerprint, facial recognition, and other biometric authentication methods for transactions on supported devices. Biometrics provide fast, secure access without remembering passwords or PINs.

Tokenised Payments

Secure card tokenisation enables repeat payments without storing sensitive card data on the device. Tokens are processed securely through PCI-compliant infrastructure. Learn more about how tokenisation protects payment data.

PCI DSS Level 1 Compliant

Every mobile payment meets PCI DSS Level 1 standards. Card data never touches the handset, the mobile network, or your systems. It routes directly to the payment gateway, ensuring your business maintains the highest level of compliance.

Push Notifications

Send payment requests, reminders, and confirmations directly to customers' mobile devices with actionable notifications that drive prompt payment completion. Configurable notification templates match your brand voice.

Mobile Payment Forms

Optimised payment forms designed for mobile devices with intuitive input methods, auto-formatting card fields, and secure data capture built for one-handed use. Camera-based card scanning reduces data entry friction.

DTMF Masking for Mobile Calls

When taking payments during mobile phone calls, DTMF masking ensures the agent never hears or sees card details. The customer enters their card number using the phone keypad, and tones are masked in real time. Full PCI DSS compliance without interrupting the conversation.

Offline-Ready Interface

Payment forms can be cached for display when connectivity is limited. Once the device reconnects, queued transactions are processed securely through Paytia's PCI DSS compliant infrastructure. Ideal for field service environments with patchy signal.

Multi-Currency Support

Accept mobile payments in multiple currencies from customers worldwide. Automatic currency handling with Stripe's global payment infrastructure supports 135+ currencies, making mobile payments accessible for international businesses.

Start accepting mobile payments today

Download PayMobile for Stripe and begin processing secure payments on your iOS device in minutes. No card reader required.

Download on the App Store
See the App

PayMobile app in action

A clean, intuitive interface designed for fast, secure payment processing on your mobile device. Download, connect your Stripe account, and start accepting payments in minutes.

PayMobile splash screen

Splash Screen

PayMobile sign up screen

Sign Up

PayMobile menu screen

Main Menu

PayMobile payment dialler

Payment Dialler

Benefits

Why businesses choose Paytia for mobile payments

From increased conversion rates to enterprise-grade security, Paytia mobile payment solutions deliver measurable business benefits.

Increased Conversion

Simplified mobile payment flows reduce friction and increase successful transaction completions across all devices. Auto-formatting card fields, biometric authentication, and one-tap payments remove barriers to completion.

Enhanced Customer Experience

A modern, app-based payment experience that meets customer expectations for convenience and speed. Customers pay in seconds from their phone, whether in person, online, or over the phone.

Stronger Security

Multi-layered security with biometrics, tokenisation, and encryption that exceeds industry standards. Card data never touches your device or servers, maintaining full PCI DSS Level 1 compliance.

Reduced PCI Scope

Our mobile solutions handle the security burden, dramatically reducing your PCI compliance scope and costs. No card data storage means simpler compliance and lower audit expenses.

Brand Reinforcement

Custom-branded payment interfaces strengthen your brand presence throughout the payment journey. Your logo, colours, and messaging appear on every payment screen.

Valuable Analytics

Insights into mobile payment patterns, customer behaviour, transaction success rates, and opportunities for optimisation. Track payments in real time from your dashboard.

Any

Mobile device

On-the-go

Payments

Zero

Card exposure

Level 1

PCI certified

Use Cases

How businesses use mobile payment solutions

Mobile payments are used across every industry where customers expect to pay from their phone or where businesses need to collect payment in the field.

Retail and E-commerce

Mobile-optimised payment interfaces enabling easy online purchases with secure processing. Customers complete purchases from any device with a frictionless checkout experience that increases conversion rates.

  • Increases repeat purchases and loyalty
  • Combines shopping and payment seamlessly
  • Provides valuable customer behaviour data
  • Reduces cart abandonment on mobile

Subscription Services

Manage subscriptions, update payment methods, and process recurring payments through mobile interfaces. Customers can view their billing history, modify plans, and update card details from their phone.

  • Reduces failed recurring payments
  • Improves customer control over subscriptions
  • Facilitates easy plan changes and upgrades
  • Self-service card updates reduce support tickets

Field Service Businesses

Enable field technicians, tradespeople, and mobile workers to process payments on location through mobile-optimised web interfaces or the PayMobile app. Accept payment at the point of service completion.

  • Accelerates payment collection on-site
  • Reduces invoicing costs and delays
  • Improves customer convenience
  • Eliminates the need for card readers

Event and Ticket Sales

Mobile purchasing for tickets, event details, and in-app payments for additional services. Attendees purchase tickets, food, merchandise, and upgrades directly from their mobile device.

  • Streamlines ticket purchasing process
  • Enables upselling of add-ons and upgrades
  • Creates complete mobile event experience
  • Real-time sales tracking for organisers

Healthcare and Wellness

Patient co-pay collection, appointment booking payments, and prescription charges through mobile-optimised interfaces. Patients pay from their phone before or after appointments.

  • Reduces waiting room payment queues
  • Enables pre-appointment payment collection
  • Supports payment plan setup on mobile
  • HIPAA-aware data handling

Charities and Fundraising

Mobile donation pages, event fundraising, and recurring gift processing with branded payment experiences. Donors contribute instantly from their phone with minimal friction.

  • One-tap donation from mobile devices
  • Recurring gift setup and management
  • Event-specific fundraising pages
  • Gift Aid capture on mobile forms
Security

Advanced security features

Enterprise-grade security built for mobile environments. Every layer of protection ensures card data never touches your device or systems, maintaining full PCI DSS compliance.

Device Security

Advanced device fingerprinting and jailbreak detection prevent unauthorised access and fraudulent transactions. Real-time risk assessment evaluates device trustworthiness before processing payments.

  • Device fingerprinting and recognition
  • Jailbreak and root detection
  • App integrity verification
  • Biometric authentication enforcement

Transaction Security

End-to-end encryption protects payment data from device to processing, while advanced fraud detection algorithms analyse transaction patterns to prevent unauthorised payments. DTMF masking ensures card data is protected during phone-based mobile payments.

  • End-to-end encryption (AES-256)
  • Real-time fraud detection
  • Behavioural analytics and monitoring
  • DTMF masking for telephone payments
Integration

Integration options

Flexible deployment models for diverse business needs. Choose ready-made solutions or build custom integrations with our APIs.

Web Integration

JavaScript SDKs and web APIs provide seamless integration with existing web applications and mobile websites. Comprehensive documentation, sample code, and sandbox environments accelerate development.

  • JavaScript SDK and Web APIs
  • Mobile-responsive payment forms
  • Comprehensive API documentation
  • Sandbox testing environment

Custom Web Solutions

Complete branded mobile payment web interfaces customised with your company identity. Faster time-to-market with proven payment functionality and user experience design optimised for mobile conversion.

  • Custom branding and UI design
  • Mobile-responsive design optimisation
  • Ongoing maintenance and updates
  • Conversion rate optimisation
STRIPE

Powered by Stripe payment processing

Get your business up and running with immediate card payment processing. Stripe provides enterprise-grade payment infrastructure trusted by businesses of all sizes worldwide. The PayMobile app connects directly to your Stripe account for instant setup.

Quick and Easy Setup

Start accepting payments in minutes, not days. Stripe's streamlined onboarding process gets your merchant account up and running fast. Connect PayMobile to your Stripe account and begin processing transactions immediately.

Reliable Bank Payouts

Funds are automatically transferred to your business bank account on a regular schedule. Track every transaction with detailed reporting and real-time balance visibility from your Stripe dashboard.

Scales With Your Business

Whether you are processing your first payment or your millionth, Stripe's infrastructure scales seamlessly. Perfect for startups, growing businesses, and established enterprises alike.

Accept Payments Worldwide

Process payments in 135+ currencies from customers around the globe. Stripe handles currency conversion, fraud prevention, and compliance, so you can focus on growing your business internationally.

Why We Chose Stripe for Your Business

5 Minutes

Average setup time to start accepting payments

99.99%

Uptime reliability for payment processing

135+

Currencies supported worldwide

Stripe was selected as our payment partner because it offers the perfect balance of speed, reliability, and scalability. Whether you are a small business just starting out or an enterprise processing millions in transactions, Stripe provides the infrastructure you need to succeed.

How It Works

How mobile payments work with Paytia

Our mobile payment solutions work through secure payment forms and APIs that can be integrated into mobile apps or mobile-optimised websites. Card data never touches your device or servers.

1

Customer initiates payment

Customer opens your mobile app, mobile-optimised website, or the PayMobile app and selects the item or service they want to pay for.

2

Secure payment form loads

Paytia's PCI DSS compliant payment form loads within your app or website. Card data entry is fully encrypted and never touches your servers or device storage.

3

Payment processes securely

Payment is processed through Stripe's infrastructure with real-time fraud detection, 3D Secure authentication where required, and tokenisation of card data.

4

Instant confirmation

Both customer and business receive instant confirmation. A secure token is returned for future reference, repeat payments, or recurring billing setup.

Advanced Security Technology

Industry-leading security protocols protect all mobile payment transactions with multiple layers of encryption, tokenisation, and data protection. Every transaction is PCI DSS Level 1 compliant with zero card data touching your systems.

PCI DSS Compliance

Full PCI DSS compliance ensures your mobile payment processing meets the highest industry standards for data security and protection. Card data never touches your systems, eliminating your PCI compliance burden entirely.

Real-time Processing

Instant mobile payment processing with immediate confirmation enables efficient business operations and improved customer satisfaction across all devices and payment methods.

Industry-Specific Solutions

Specialised mobile payment solutions designed for retail, field services, events, subscriptions, healthcare, charities, and other industries with specific mobile payment requirements.

Industries

Industries using mobile payment solutions

Mobile payments are transforming how businesses collect payment across every sector. Here are some of the industries benefiting most from mobile payment solutions.

Hospitality and Restaurants

Tableside payments, room charges, and mobile ordering with branded payment interfaces for hotels, restaurants, and bars. Guests pay from their phone without waiting for a card machine.

Healthcare and Wellness

Patient co-pay collection, appointment booking payments, and prescription charges through mobile-optimised interfaces. Patients pay before or after appointments from the comfort of their phone.

Professional Services

Invoice payments, retainer fees, and project milestone billing through mobile payment links sent to clients. Lawyers, accountants, and consultants get paid faster with one-click mobile payment links.

Trades and Home Services

On-site payment collection for plumbers, electricians, cleaners, and other field service professionals. Accept payment the moment the job is complete -- no invoicing delays.

Charities and Fundraising

Mobile donation pages, event ticketing, and recurring gift processing with branded payment experiences. Make it easy for supporters to donate from their phone at events or online.

Education

Tuition fee collection, course payments, and school trip bookings through parent-friendly mobile interfaces. Parents pay school fees, trip deposits, and extracurricular costs from their phone.

FAQ

Frequently asked questions

Everything you need to know about mobile payments

What are mobile payments?
Mobile payments are secure payment processing solutions that allow businesses to accept payments through mobile devices. Paytia's solutions enable businesses to process card payments securely on smartphones and tablets while maintaining PCI DSS compliance. This includes the PayMobile app for Stripe, mobile-optimised web payment forms, and API integrations for custom mobile apps.
How secure are mobile payment solutions?
Paytia's mobile payment solutions are fully PCI DSS Level 1 compliant, using end-to-end encryption and secure tokenisation to protect payment data. All sensitive card information is processed securely without touching your systems, ensuring maximum security for mobile transactions. Biometric authentication, device fingerprinting, and real-time fraud detection provide additional layers of protection.
Can I accept mobile payments without a card reader?
Yes. Paytia offers mobile payment solutions through the PayMobile app and web-based payment forms that require no additional hardware. Process payments using card entry forms, payment links, or integrated solutions without requiring physical card readers. The PayMobile app uses your phone's keypad for secure card entry.
How do mobile payments work with Paytia?
Paytia's mobile payment solutions work through secure payment forms and APIs that can be integrated into mobile apps or mobile-optimised websites. Customers enter their payment details securely, and Paytia processes the payment through PCI DSS compliant infrastructure, returning secure tokens to your systems. Card data never touches your device or servers.
What is DTMF masking and how does it work on mobile?
DTMF masking is a technology that replaces the touch-tone sounds made when a customer enters their card number on a phone keypad. During a mobile call, the customer types their card details using the dialpad while DTMF masking ensures the agent cannot hear or identify the digits. This maintains full PCI DSS compliance for telephone payments taken from mobile devices. Learn more about DTMF masking.
What payment methods are supported on mobile?
Credit cards, debit cards, digital wallets (Apple Pay, Google Pay), and payment links. The PayMobile app for Stripe supports all major card brands. The specific methods available depend on your payment gateway configuration and regional requirements.
Can I integrate mobile payments with my existing app?
Yes. Paytia's mobile solutions integrate into your existing app through our API. Embed secure payment forms directly or use hosted payment pages, depending on your technical requirements. JavaScript SDKs and REST APIs provide flexible integration options with comprehensive documentation.
How do mobile payments help prevent fraud?
Through secure tokenisation, end-to-end encryption, biometric authentication, device fingerprinting, and PCI DSS compliance. Paytia's solutions include real-time fraud detection features and ensure sensitive payment data never touches your systems, reducing your fraud risk and compliance burden significantly.
Are mobile payments PCI DSS compliant?
Yes, all Paytia mobile payment solutions are fully PCI DSS Level 1 compliant. Paytia handles all card data processing securely, ensuring that sensitive payment information never touches your systems. This eliminates your PCI compliance burden for mobile payment processing.
Can I process mobile payments offline?
Mobile payment processing typically requires an internet connection to securely process payments through Paytia's PCI DSS compliant infrastructure. However, payment forms can be cached for offline display, with processing occurring once connectivity is restored. This is particularly useful for field service businesses working in areas with limited signal.
How quickly can I set up mobile payments?
With the PayMobile app for Stripe, you can be accepting payments within minutes -- just download the app, connect your Stripe account, and start processing. For custom integrations using our API and SDKs, the timeline depends on your specific requirements, but most implementations are completed within 1-2 weeks.
What is the PayMobile app?
PayMobile is Paytia's iOS app for processing secure card payments through Stripe. It allows businesses to accept payments on the go from any iOS device with biometric security, real-time transaction tracking, and instant payment confirmation. No card reader hardware is required -- customers enter card details directly through the app's secure payment form.
Payment Types

Mobile payment types supported

Paytia supports multiple mobile payment methods to meet the needs of different businesses and customers. All payment types are protected by PCI DSS Level 1 compliant infrastructure.

Card Payments

Accept all major credit and debit cards through secure, mobile-optimised payment forms. Visa, Mastercard, American Express, and more. Card data is tokenised immediately and never stored on your device.

  • Auto-formatting card fields
  • Real-time BIN validation
  • 3D Secure authentication
  • Camera-based card scanning

Digital Wallets

Support for Apple Pay, Google Pay, and other digital wallet providers through native mobile integrations. Customers pay with a single tap using cards already stored in their wallet.

  • One-tap payment completion
  • Biometric authentication
  • Tokenised card storage
  • Fastest checkout experience

Payment Links

Send secure payment links via SMS, email, or messaging apps that open mobile-optimised payment pages. Perfect for invoicing, appointment payments, and remote billing.

  • Mobile-responsive design
  • Custom branding support
  • Link expiry for security
  • Trackable open and completion rates
Implementation

Getting started with mobile payments

Whether you want to use our ready-made PayMobile app or build a custom integration, we have you covered. Most businesses are up and running within minutes or days, not weeks.

PayMobile App (Fastest)

Download our iOS app from the App Store and start accepting Stripe payments within minutes. No development required. Connect your existing Stripe account or create a new one during setup.

  • Download from App Store
  • Connect your Stripe account
  • Start accepting payments immediately
  • Biometric security built in
  • Real-time transaction notifications
  • No card reader hardware needed

Custom Integration

Embed secure payment forms into your existing mobile app or website using our API and SDKs. Full customisation control with your branding, workflows, and user experience.

  • JavaScript SDK and REST APIs
  • Mobile-responsive hosted forms
  • Custom branded payment pages
  • Comprehensive documentation and support
  • Sandbox testing environment
  • Webhook integration for real-time events
Related Solutions

Explore related Paytia solutions

Download our mobile payment app today

Start processing secure mobile payments with our PCI DSS compliant app. Available now for iOS devices with enhanced biometric security and seamless Stripe integration. No card reader required.

Free to DownloadPCI DSS CompliantBiometric Security