Payment security insights

Expert articles on payment security, PCI compliance, and telephony from the Paytia team.

PCI Compliance16 articles
PCI DSS Compliance for Contact Centres: The 2026 GuideGuide
10 April 202624 min read

PCI DSS Compliance for Contact Centres: The 2026 Guide

Contact centres accidentally pull more of their operation into PCI DSS scope than any other industry. This guide covers what the standard actually requires, what PCI DSS 4.0 changed in March 2025, and the structural changes that get your contact centre from a full SAQ D down to a manageable SAQ A.

Read article
Pause and Resume vs DTMF Masking: Which Is Safer?
8 April 20265 min read

Pause and Resume vs DTMF Masking: Which Is Safer?

Pause and resume leaves agents exposed to card data. DTMF masking and channel separation don't. Here's a direct comparison of all three methods for securing phone payments.

Read article
What Is AOC? Attestation of Compliance Explained
8 April 202610 min read

What Is AOC? Attestation of Compliance Explained

An AOC proves your PCI DSS compliance to partners, acquirers, and clients. Here's what it covers, who needs one, and how to get one.

Read article
What Does Descoped Mean? PCI DSS Compliance Guide
8 April 202611 min read

What Does Descoped Mean? PCI DSS Compliance Guide

Descoping means taking sensitive card data completely out of your business environment so it never touches your systems, staff, or call recordings. This guide explains how it works, why it matters for PCI DSS, and what it can save you.

Read article
Cardholder Data Environment (CDE): How to Reduce Its Scope
9 February 202616 min read

Cardholder Data Environment (CDE): How to Reduce Its Scope

A practical guide to understanding your cardholder data environment (CDE). Learn how to define your PCI DSS scope, reduce risk, and cut compliance costs.

Read article
What Is PCI DSS? Complete UK Compliance Guide
5 February 202619 min read

What Is PCI DSS? Complete UK Compliance Guide

Confused about what is PCI DSS? This guide explains the 12 core requirements, merchant levels, and how UK contact centres can achieve lasting compliance.

Read article
Telephone Payments8 articles
How to Accept Card Payments Over the Phone SecurelyGuide
2 February 202623 min read

How to Accept Card Payments Over the Phone Securely

Four practical ways to take card payments over the phone, how to pick the right one for your business, what a live transaction actually looks like end-to-end, and the mistakes that catch teams out on deployment.

Read article
What Is a BT Payment Line? How It Works Explained
28 January 202615 min read

What Is a BT Payment Line? How It Works Explained

Discover what a BT payment line really is, the hidden risks of phone payments, and how modern solutions keep your contact centre secure and compliant.

Read article
How to Securely Pay Over the Phone A Complete Guide
14 January 202618 min read

How to Securely Pay Over the Phone A Complete Guide

How to securely pay over the phone—covering PCI-DSS compliant methods, payment architectures, and security controls for contact centres.

Read article
Is It Safe to Give Card Details Over the Phone? [2026 Guide]
8 April 20269 min read

Is It Safe to Give Card Details Over the Phone? [2026 Guide]

How to safely share card details over the phone, spot a secure payment process, identify fraud warning signs, and protect yourself when paying by phone.

Read article
MOTO Payments Guide 2026: Mail Order Phone Order
8 April 20269 min read

MOTO Payments Guide 2026: Mail Order Phone Order

Mail Order/Telephone Order (MOTO) payments are still essential for many businesses. Here's what you need to know about the security challenges, compliance requirements, and how to process them safely.

Read article
Benefits of secure phone payments and compliance
12 June 20258 min read

Benefits of secure phone payments and compliance

Secure phone payment systems protect revenue, cut compliance costs, and build the customer trust that drives repeat business. Here's what the numbers actually look like — and why getting this right matters more than most businesses realise.

Read article
Payment Security13 articles
What Is Tokenization And How It Secures Your Data
24 January 202618 min read

What Is Tokenization And How It Secures Your Data

Tokenization replaces card numbers with a non-sensitive placeholder — keeping real data out of your systems entirely. Here's how it works and why it matters.

Read article
What Is a PAN? Understanding Primary Account Numbers
12 January 202617 min read

What Is a PAN? Understanding Primary Account Numbers

Understand what a PAN (Primary Account Number) actually is, why it matters for secure payments, and what you can do to stop it ever touching your systems.

Read article
3D Secure 2 (3DS2): How It Works for Merchants
15 January 202612 min read

3D Secure 2 (3DS2): How It Works for Merchants

Understand 3D Secure authentication and how it actually works. Learn why it's central to SCA compliance, how liability shift protects merchants, and how to handle phone payments securely.

Read article
Card Not Present: Guide to Preventing CNP FraudGuide
31 December 202518 min read

Card Not Present: Guide to Preventing CNP Fraud

Learn how card not present (CNP) transactions work, the fraud risks they carry, and the practical steps you can take to secure your business and stay compliant.

Read article
How AI Is Transforming Secure Payment Services
8 April 202610 min read

How AI Is Transforming Secure Payment Services

AI is changing how secure payment services work — from spotting fraud in real time to protecting card data before it reaches any system that could expose it.

Read article
Payment Validation: Complete Guide for Businesses
15 November 20259 min read

Payment Validation: Complete Guide for Businesses

Learn how payment validation works, why it matters for secure transactions, and how to run checks that actually protect your business and customers from fraud and chargebacks.

Read article
Payment Technology39 articles
HIPAA vs PCI DSS: What Healthcare Providers Need to Know
8 April 202612 min read

HIPAA vs PCI DSS: What Healthcare Providers Need to Know

Healthcare contact centres handle patient data and card data on the same call. Here's how HIPAA and PCI DSS overlap, and where they don't — and why your call recordings create a compliance headache.

Read article
How Open Banking Works: Essential Business Guide
7 February 202617 min read

How Open Banking Works: Essential Business Guide

A clear guide to how open banking actually works—covering APIs, PSD2, Strong Customer Authentication, and the real benefits for businesses taking secure payments.

Read article
What is click to pay: A Faster, Safer Online Checkout
31 January 202619 min read

What is click to pay: A Faster, Safer Online Checkout

Discover what click to pay is and how this secure, tokenised checkout speeds up online payments with a single, password-free click.

Read article
Global Pay Solutions: Secure Payments Across Borders
27 January 202618 min read

Global Pay Solutions: Secure Payments Across Borders

Global pay solutions keep card data out of your business entirely — your agents never hear or see it, your call recordings don't contain it, and your compliance scope shrinks dramatically. Here's how the technology works and what to look for in a provider.

Read article
Are Bank Transfers Instant? What UK Processing Speeds Mean
20 January 202615 min read

Are Bank Transfers Instant? What UK Processing Speeds Mean

Are bank transfers instant in the UK? Most are, thanks to Faster Payments — but it depends on which rail your money travels on. Here's what BACS, CHAPS, and FPS actually mean for your cash flow.

Read article
Pay by bank app: A Quick Guide to Modern, Secure Payments
18 January 202619 min read

Pay by bank app: A Quick Guide to Modern, Secure Payments

Pay by bank app lets customers pay you directly from their bank account — no card numbers shared, no friction. Here's how it works and why it matters.

Read article

Ready to take secure payments?

Plugs into the phone system you already run. No hardware, no software installs, no rebuild. Just secure, PCI-compliant payments.

PCI DSS Level 1
Cyber Essentials Plus

Trusted by law firms, insurers, healthcare providers and regulated businesses worldwide. Learn more about Paytia